Page 1
Chase Manhattan Auto Owner Trust 2002-B
Statement to Certificateholders
February 15, 2005
DISTRIBUTION IN DOLLARS
ORIGINAL BEGINNING ENDING
FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL
CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE
A1 288,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A2 335,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A3 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A4 345,800,000.00 329,978,286.37 18,614,239.061 1,157,673.82 19,771.912.88 0.00 0.00 311,364,047.31
CERT 34,200,000.00 15,876,839.33 895,620.39 56,098.17 951,718.56 0.00 0.00 14,981,218.94
TOTALS 1,368,000,000.00 345,855,125.70 9,509,859.45 1.213,771.99 20,723,631.44 0.00 0.00 326,345,266.25
FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THRU RATE
CURRENT
BEGINNING ENDING PASS-THRU
CLASS CUSIP PRINCIPAL PRINCIPAL INTEREST TOTAL PRINCIPAL CLASS RATE
A1 161581CL5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.929100%
A2 161581CM3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.700000%
A3 161581CN1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 3.580000%
A4 161581CP6 954.24605659 53.829494101 3.34781324 57.17730735 900.41656249 A4 4.210000%
CERT 161581CQ4 464.23506813 26.187730701 1.64029737 27.82802807 438.04733743 CERT 4.240000%
TOTALS 252.81807434 14.26159317 0.88726023 15.14885339 238.55648118
IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT,
PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW:
Kelly M Crosson
JPMorgan Chase Bank, N.A. - Structured Finance Services
4 NY Plaza, 6th floor
New York, New York 10004
Tel: (212) 623-5439 / Fax: (212) 623-5932
Email: kelly.crosson@jpmorgan.com
Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.
Page 2
Chase Manhattan Auto Owner Trust 2002-B
February 15, 2005
STATEMENT TO CERTIFICATEHOLDERS
Due Period 32
Due Period Beginning Date 01/01/05
Due Period End Date 01/31/05
Determination Date 02/10/05
Section 5.8(iii) Servicing Fee 288,212.60
Section 5.8(iii) Servicing Fee per $1000 0.21068173
Section 5.8(iv) Administration Fee 1,000.00
Section 5.8(iv) Administration Fee per $1000 0.00073099
Section 5.8(vi) Pool Balance at the end of the Collection Period 326,345,266.25
Section 5.8(vii) Repurchase Amounts for Repurchased Receivable
By Seller 0.00
By Servicer 15,918.60
TOTAL 15,918.60
Section 5.8(viii) Realized Net Losses for Collection Period 307,979.57
Section 5.8(ix) Reserve Account Balance after Disbursement 10,260,000.00
Section 5.8(x) Specified Reserve Account Balance 10,260,000.00
Section 5.8(xi) Yield Supplement Account Balance 921,947.73
Section 5.8(xii) Total Distribution Amount 21,408,823.85
Servicing Fee 288,212.60
Administration Fee 1,000.00
Noteholders Distribution Amount 19,771,912.88
Certficateholders Distribution Amount 951,718.56
Deposit to Reserve Account 395,979.81
Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.