Page 1

                     Chase Manhattan Auto Owner Trust 2002-A
                         Statement to Certificateholders
                                February 15, 2005


                                                     DISTRIBUTION IN DOLLARS
           ORIGINAL          BEGINNING                                                                                ENDING
           FACE              PRINCIPAL                                                        REALIZED   DEFERRED     PRINCIPAL
CLASS      VALUE             BALANCE          PRINCIPAL     INTEREST         TOTAL            LOSSES     INTEREST     BALANCE
                                                                                                       
A1         445,000,000.00             0.00            0.00         0.00            0.00         0.00         0.00              0.00
A2         460,000,000.00             0.00            0.00         0.00            0.00         0.00         0.00              0.00
A3         570,000,000.00             0.00            0.00         0.00            0.00         0.00         0.00              0.00
A4         498,400,000.00   393,786,938.43   25,384,091.63 1,391,380.52   26,775,472.15         0.00         0.00    368,402,846.80
R           50,600,000.00    18,595,544.07    1,202,204.26    64,619.52    1,266,823.78         0.00         0.00     17,393,339.81
TOTALS   2,024,000,000.00   412,382,482.50   26,586,295.89 1,456,000.04   28,042,295.93         0.00         0.00    385,796,186.61


                           FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                      PASS-THRU RATE
                                                                                                                         CURRENT
                             BEGINNING                                                       ENDING                      PASS-THRU
CLASS             CUSIP      PRINCIPAL        PRINCIPAL      INTEREST          TOTAL         PRINCIPAL        CLASS      RATE
                                                                                                 
A1              161581CA9       0.00000000      0.00000000   0.00000000      0.00000000      0.00000000        A1        1.942500 %
A2              161581CB7       0.00000000      0.00000000   0.00000000      0.00000000      0.00000000        A2        2.630000 %
A3              161581CC5       0.00000000      0.00000000   0.00000000      0.00000000      0.00000000        A3        3.490000 %
A4              161581CD3     790.10220391    50.931162981   2.79169446    53.722857441    739.17104093        A4        4.240000 %
R               161581CE1     367.50087095    23,758977471   1.27706561    25.036043081    343.74189348         R        4.170000 %
TOTALS                        203.74628582    13.135521681   0.71936761     13.85488929    190.61076414


           IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT,
                 PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW:
                                 Kelly M Crosson
             JPMorgan Chase Bank, N.A. - Structured Finance Services
                              4 NY Plaza, 6th floor
                            New York, New York 10004
                    Tel: (212) 623-5439 / Fax: (212) 623-5932
                        Email: kelly.crosson@jpmorgan.com

                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2

                     Chase Manhattan Auto Owner Trust 2002-A
                                February 15, 2005
                         STATEMENT TO CERTIFICATEHOLDERS


                                                                                                              
                           Due Period                                                                                            35
                           Due Period Beginning                                                                       Date 01/01/05
                           Due Period End Date                                                                             01/31/05
                           Determination Date                                                                              02/10/05

Section 5.8(iii)           Servicing Fee                                                                                 343,652.07
Section 5.8(iii)           Servicing Fee per $1000                                                                       0.16978857

Section 5.8(iv)            Administration Fee                                                                              1,000.00
Section 5.8(iv)            Administration Fee per $1000                                                                  0.00049407
Section 5.8(vi)            Pool Balance at the end of the Collection Period                                          385,796,186.68

Section 5.8(vii)           Repurchase Amounts for Repurchased Receivable
                           By Seller                                                                                           0.00
                           By Servicer                                                                                    35,686.09
                           TOTAL                                                                                          35,686.09

Section 5.8(viii)          Realized Net Losses for Collection Period                                                     238,904.13

Section 5.8(ix)            Reserve Account Balance after Disbursement                                                 15,180,000.00

Section 5.8(x)             Specified Reserve Account Balance                                                          15,180,000.00

Section 5.8(xi)            Total Distribution Amount                                                                  28,915,314.42
                           Servicing Fee                                                                                 343,652.07
                           Administration Fee                                                                              1,000.00
                           Noteholders Distribution Amount                                                            26,775,472.15
                           Certficateholders Distribution Amount                                                       1,266,823.78
                           Deposit to Reserve Account                                                                    528,366.42


                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.