Page 1 Chase Manhattan Auto Owner Trust 2001-B Statement to Certificateholders February 15, 2005 DISTRIBUTION IN DOLLARS ORIGINAL BEGINNING ENDING FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE A1 280,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 300,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 322,380,000.00 193,373,007.55 13,337,915.05 612,347.86 13,950,262.91 0.00 0.00 180,035,092.50 B 32,503,047.00 9,143,722.48 630,688.82 28,574.13 659,262.95 0.00 0.00 8,513.033.66 TOTALS 1,299,883,047.00 202,516,730.03 13,968.603.87 640,921.99 14,609,525.86 0.00 0.00 188,548,126.16 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THRU RATE CURRENT BEGINNING ENDING PASS-THRU CLASS CUSIP PRINCIPAL PRINCIPAL INTEREST TOTAL PRINCIPAL CLASS RATE A1 161581BV4 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 2.180000 % A2 161581BW2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.440000 % A3 161581BX0 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 3.090000 % A4 161581BY8 599.82941730 41.373270831 1.89945983 43.272730661 558.45614647 A4 3.800000 % B 161581BZ5 281.31893235 19.403990651 0.87912158 20.28311223 261.91494170 B 3.750000 % TOTALS 155.796116041 10.746046661 0.49306127 11.23910793 145.05096939 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank, N.A. - Structured Finance Services 4 NY Plaza, 6th floor New York, New York 10004 Tel: (212) 623-5439 / Fax: (212) 623-5932 Email: kelly.crosson@jpmorgan.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2001-B February 15, 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 39 Due Period Beginning Date 01/01/05 Due Period End Date 01/31/05 Determination Date 02/10/05 Section 5.8(iii) Servicing Fee 168,763.95 Section 5.8(iii) Servicing Fee per $1000 0.12983010 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00076930 Section 5.8(vi) Pool Balance at the end of the Collection Period 188,548,132.03 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 8,439.38 TOTAL 8,439.38 Section 5.8(viii) Realized Net Losses for Collection Period 70,494.50 Section 5.8(ix) Reserve Account Balance after Disbursement 9,749,122.90 Section 5.8(x) Specified Reserve Account Balance 9,749,122.90 Section 5.8(xi) Total Distribution Amount 15,261,297.01 Servicing Fee 168,763.95 Administration Fee 1,000.00 Noteholders Distribution Amount 13,950,262.91 Certficateholders Distribution Amount 659,262.95 Deposit to Reserve Account 482,007.20 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.