UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 15, 2005

                 CHASE MANHATTAN AUTO OWNER TRUST, SERIES 2004-A
                             (Issuer of securities)

                 CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
                 ----------------------------------------------
             (Exact name of registrant as specified in its charter)


         United States               333-109768              22-2382028
   --------------------------        ----------             ------------
  (State or other jurisdiction      (Commission            (IRS Employer
       of incorporation)            File Number)         Identification No.)


White Clay Center, Building 200, Newark, DE       19711
- ---------------------------------------------------------
(Address of principal executive offices)        (Zip Code)

Registrant's telephone number, including area code:  (302) 575-5000


 ------------------------------------------------------------
(Former name or former address, if changed since last report.)

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

|_|   Written  communications  pursuant to Rule 425 under the Securities Act (17
      CFR 230.425)

|_|   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)

|_|   Pre-commencement  communications  pursuant  to  Rule  14d-2(b)  under  the
      Exchange Act (17 CFR 240.14d-2(b))

|_|   Pre-commencement  communications  pursuant  to  Rule  13e-4(c)  under  the
      Exchange Act (17 CFR 240.13e-4(c))


Section 8 - Other Events

Item 8.01 Other Events.

Chase  Manhattan Bank USA,  National  Association is the registrant of the Chase
Manhattan  Auto Owner  Trust,  Series  2004-A  ("Series  2004-A"),  which issued
multiple  classes of Asset  Backed  Securities.  On or about  February 15, 2005,
JPMorgan  Chase Bank, as Paying  Agent,  made the payments to the holders of the
Securities of Series 2004-A contemplated by the related Indenture.

A copy  of the  Monthly  Statement  to  Securityholders  with  respect  to  such
distribution, delivered pursuant to the related Sale and Servicing Agreement, is
being filed as an exhibit to this Current Report on Form 8-K.

Section 9 - Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits.

(c) Exhibits.

Exhibit No.  Description
- -----------  -----------

   99.1      Monthly Reports with respect to the February 15, 2005 distribution.


                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                                          CHASE MANHATTAN BANK USA,
                                          NATIONAL ASSOCIATION, as Servicer

                                          By: /s/ Patricia M. Garvey
                                          ---------------------------------
                                          Name: Patricia M. Garvey
                                          Title:  Vice President
                                          Date: February 16, 2005



                                INDEX TO EXHIBITS

Exhibit No.                  Description
- -----------                  -----------

   99.1                      Monthly Reports with respect to the distribution to
                             Securityholders on February 15, 2005.