Page 1 Chase Manhattan Auto Owner Trust 2002-A Statement to Certificateholders March 15 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE A1 445,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 460,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 570,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 498,400,000.00 368,402,846.80 23,126,114.25 1,301,690.06 24,427,804.31 0.00 0.00 345,276,732.55 R 50,600,000.00 17,393,339.81 1,095,265.24 60,441.86 1,155,707.10 0.00 0.00 16,298,074.57 TOTALS 2,024,000,000.00 385,796,186.61 24,221,379.49 1,362,131.92 25,583,511.41 0.00 0.00 361,574,807.12 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CA9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.942500 % A2 161581CB7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.630000 % A3 161581CC5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 3.490000 % A4 161581CD3 739.17104093 46.40071077 2.61173768 49.01244846 692.77033016 A4 4.240000 % R 161581CE1 343.74189348 21.64555810 1.19450316 22.84006126 322.09633538 R 4.170000 % TOTALS 190.61076414 11.96708473 0.67299008 12.64007481 178.64367941 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank, N.A. - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Email: kelly.crosson@jpmorgan.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-A March 15 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 36 Due Period Beginning Date 02/01/05 Due Period End Date 02/28/05 Determination Date 03/10/05 Section 5.8(iii) Servicing Fee 321,496.82 Section 5.8(iii) Servicing Fee per $1000 0.15884230 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049407 Section 5.8(vi) Pool Balance at the end of the Collection Period 361,574,807.19 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 53,966.48 TOTAL 53,966.48 Section 5.8(viii) Realized Net Losses for Collection Period 163,351.41 Section 5.8(ix) Reserve Account Balance after Disbursement 15,180,000.00 Section 5.8(x) Specified Reserve Account Balance 15,180,000.00 Section 5.8(xi) Total Distribution Amount 26,240,741.84 Servicing Fee 321,496.82 Administration Fee 1,000.00 Noteholders Distribution Amount 24,427,804.31 Certficateholders Distribution Amount 1,155,707.10 Deposit to Reserve Account 334,733.61 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.