Page 1 Chase Manhattan Auto Owner Trust 2002-B Statement to Certificateholders March 15 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE A1 288,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 335,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 345,800,000.00 311,364,047.31 17,247,569.06 1,092,368.87 18,339,937.93 0.00 0.00 294,116,478.25 CERT 34,200,000.00 14,981,218.94 829,863.34 52,933.64 882,796.98 0.00 0.00 14,151,355.60 TOTALS 1,368,000,000.00 326,345,266.25 18,077,432.40 1,145,302.51 19,222,734.91 0.00 0.00 308,267,833.85 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CL5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.929100 % A2 161581CM3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.700000 % A3 161581CN1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 3.580000 % A4 161581CP6 900.41656249 49.87729630 3.15896145 53.03625775 850.53926619 A4 4.210000 % CERT 161581CQ4 438.04733743 24.26500994 1.54776725 25.81277719 413.78232749 CERT 4.240000 % TOTALS 238.55648118 13.21449737 0.83720944 14.05170681 225.34198381 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Kelly M Crosson JPMorgan Chase Bank, N.A. - Structured Finance Services 4 NY Plaza, 6th floor, New York, New York 10004 Tel: (212) 623-5439 Fax: (212) 623-5932 Email: kelly.crosson@jpmorgan.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-B March 15 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 33 Due Period Beginning Date 02/01/05 Due Period End Date 02/28/05 Determination Date 03/10/05 Section 5.8(iii) Servicing Fee 271,954.39 Section 5.8(iii) Servicing Fee per $1000 0.19879707 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00073099 Section 5.8(vi) Pool Balance at the end of the Collection Period 308,267,833.85 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 49,056.04 TOTAL 49,056.04 Section 5.8(viii) Realized Net Losses for Collection Period 158,758.87 Section 5.8(ix) Reserve Account Balance after Disbursement 10,260,000.00 Section 5.8(x) Specified Reserve Account Balance 10,260,000.00 Section 5.8(xi) Yield Supplement Account Balance 839,602.45 Section 5.8(xii) Total Distribution Amount 19,810,313.02 Servicing Fee 271,954.39 Administration Fee 1,000.00 Noteholders Distribution Amount 18,339,937.93 Certficateholders Distribution Amount 882,796.98 Deposit to Reserve Account 314,623.72 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.