Page 1 Chase Manhattan Auto Owner Trust 2004-A Statement to Certificateholders March 15 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE A1 309,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 378,000,000.00 212,978,475.29 35,629,083.57 257,348.99 35,886,432.56 0.00 0.00 177,349,391.72 A3 462,000,000.00 462,000,000.00 0.00 800,800.00 800,800.00 0.00 0.00 462,000,000.00 A4 411,000,000.00 411,000,000.00 0.00 969,275.00 969,275.00 0.00 0.00 411,000,000.00 CERT 40,000,000.00 40,000,000.00 0.00 86,000.00 86,000.00 0.00 0.00 40,000,000.00 TOTALS 1,600,000,000.00 1,125,978,475.29 35,629,083.57 2,113,423.99 37,742,507.56 0.00 0.00 1,090,349,391.72 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581DG5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.080000 % A2 161581DH3 563.43511981 94.25683484 0.68081743 94.93765228 469.17828497 A2 1.450000 % A3 161581DJ9 1,000.00000000 0.00000000 1.73333333 1.73333333 1,000.00000000 A3 2.080000 % A4 161581DK6 1,000.00000000 0.00000000 2.35833333 2.35833333 1,000.00000000 A4 2.830000 % CERT 161581DL4 1,000.00000000 0.00000000 2.15000000 2.15000000 1,000.00000000 CERT 2.580000 % TOTALS 703.73654706 22.26817723 1.32088999 23.58906723 681.46836983 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Pattie L Kong JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St, 9th Floor, , Houston, Texas 77002 Tel: (713) 216-3684 Fax: (713) 216-4880 Email: pattie.l.kong@jpmchase.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2004-A March 15 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 12 Due Period Beginning Date 02/01/05 Due Period End Date 02/28/05 Determination Date 03/10/05 Section 5.8(iii) Servicing Fee 938,315.40 Section 5.8(iii) Servicing Fee per $1000 0.58644712 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00062500 Section 5.8(vi) Pool Balance at the end of the Collection Period 1,090,349,391.72 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 47,341.13 TOTAL 47,341.13 Section 5.8(viii) Realized Net Losses for Collection Period 376,149.22 Section 5.8(ix) Reserve Account Balance after Disbursement 24,532,861.31 Section 5.8(x) Specified Reserve Account Balance 24,532,861.31 Section 5.8(xi) Yield Supplement Account Balance 4,346,076.54 Section 5.8(xii) Total Distribution Amount 40,201,546.60 Servicing Fee 938,315.40 Administration Fee 1,000.00 Noteholders Distribution Amount 37,656,507.56 Certficateholders Distribution Amount 86,000.00 Deposit to Reserve Account 1,519,723.64 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.