Page 1

Chase Manhattan Auto Owner Trust 2004-A

                           Statement to Certificateholders
                           March 15 2005



        DISTRIBUTION IN DOLLARS
               ORIGINAL          PRIOR                                                                                  CURRENT
               FACE              PRINCIPAL                                                     REALIZED  DEFERRED       PRINCIPAL
   CLASS       VALUE             BALANCE         PRINCIPAL       INTEREST          TOTAL       LOSSES    INTEREST       BALANCE
                                                                                              
A1          309,000,000.00              0.00            0.00           0.00              0.00    0.00      0.00                 0.00
A2          378,000,000.00    212,978,475.29   35,629,083.57     257,348.99     35,886,432.56    0.00      0.00       177,349,391.72
A3          462,000,000.00    462,000,000.00            0.00     800,800.00        800,800.00    0.00      0.00       462,000,000.00
A4          411,000,000.00    411,000,000.00            0.00     969,275.00        969,275.00    0.00      0.00       411,000,000.00
CERT         40,000,000.00     40,000,000.00            0.00      86,000.00         86,000.00    0.00      0.00        40,000,000.00
TOTALS    1,600,000,000.00  1,125,978,475.29   35,629,083.57   2,113,423.99     37,742,507.56    0.00      0.00     1,090,349,391.72




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                              PRIOR                                                         CURRENT                         CURRENT
                              PRINCIPAL                                                     PRINCIPAL     CLASS           PASS THRU
 CLASS      CUSIP             FACTOR         PRINCIPAL      INTEREST        TOTAL           FACTOR                             RATE
                                                                                                
A1         161581DG5          0.00000000     0.00000000   0.00000000        0.00000000      0.00000000     A1            1.080000 %
A2         161581DH3        563.43511981    94.25683484   0.68081743       94.93765228    469.17828497     A2            1.450000 %
A3         161581DJ9      1,000.00000000     0.00000000   1.73333333        1.73333333  1,000.00000000     A3            2.080000 %
A4         161581DK6      1,000.00000000     0.00000000   2.35833333        2.35833333  1,000.00000000     A4            2.830000 %
CERT       161581DL4      1,000.00000000     0.00000000   2.15000000        2.15000000  1,000.00000000     CERT          2.580000 %
TOTALS                      703.73654706    22.26817723   1.32088999       23.58906723    681.46836983


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT,
PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW:
Pattie L Kong
JPMorgan Chase Bank, N.A. - Structured Finance Services
600 Travis St, 9th Floor, ,
Houston, Texas 77002
Tel: (713) 216-3684
Fax: (713) 216-4880
Email: pattie.l.kong@jpmchase.com

                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 2

Chase Manhattan Auto Owner Trust 2004-A

                           March 15 2005
                           STATEMENT TO CERTIFICATEHOLDERS


                                                                                                           
                                 Due Period                                                                                      12
                                 Due Period Beginning Date                                                                 02/01/05
                                 Due Period End Date                                                                       02/28/05
                                 Determination Date                                                                        03/10/05

Section 5.8(iii)           Servicing Fee                                                                                 938,315.40
Section 5.8(iii)           Servicing Fee per $1000                                                                       0.58644712

Section 5.8(iv)            Administration Fee                                                                              1,000.00
Section 5.8(iv)            Administration Fee per $1000                                                                  0.00062500

Section 5.8(vi)            Pool Balance at the end of the Collection Period                                        1,090,349,391.72

Section 5.8(vii)           Repurchase Amounts for Repurchased Receivable
                           By Seller                                                                                           0.00
                           By Servicer                                                                                    47,341.13
                           TOTAL                                                                                          47,341.13

Section 5.8(viii)          Realized Net Losses for Collection Period                                                     376,149.22

Section 5.8(ix)            Reserve Account Balance after Disbursement                                                 24,532,861.31

Section 5.8(x)             Specified Reserve Account Balance                                                          24,532,861.31

Section 5.8(xi)            Yield Supplement Account Balance                                                            4,346,076.54

Section 5.8(xii)           Total Distribution Amount                                                                  40,201,546.60
                           Servicing Fee                                                                                 938,315.40
                           Administration Fee                                                                              1,000.00
                           Noteholders Distribution Amount                                                            37,656,507.56
                           Certficateholders Distribution Amount                                                          86,000.00
                           Deposit to Reserve Account                                                                  1,519,723.64


                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.