Exhibit 31.1

                                  CERTIFICATION

                        Chase Manhattan Auto Owner Trust
                           Series 2004-A (the "Trust")

I, Keith Schuck, the Presidentof Chase Bank USA, National Association, the
depositor of assets into the above-referenced Trust , certify that:

1.    I have reviewed this annual report on Form 10-K, and all reports on Form
      8-K containing distribution or servicing reports filed in respect of
      periods included in the year covered by this annual report, of the Trust;

2.    Based on my knowledge, the information in these reports, taken as a whole,
      does not contain any untrue statement of a material fact or omit to state
      a material fact necessary to make the statements made, in light of the
      circumstances under which such statements were made, not misleading as of
      the last day of the period covered by this annual report;

3.    Based on my knowledge, the distribution or servicing information required
      to be provided to the trustee by the servicer under the sale and servicing
      agreement for inclusion in these reports is included in these reports;

4.    Based on my knowledge and upon the annual compliance statement included in
      this annual report and required to be delivered to the trustee in
      accordance with the terms of the sale and servicing agreement, and except
      as disclosed in this annual report, the servicer has fulfilled its
      obligations under the sale and servicing agreement; and

5.    This annual report discloses all significant deficiencies relating to the
      servicer's compliance with the minimum servicing standards based upon the
      report provided by an independent public accountant, after conducting a
      review in compliance with the Uniform Single Attestation Program for
      Mortgage Bankers or similar procedure, as set forth in the sale and
      servicing agreement, that is included in this annual report.

Date: March 30,  2005

/s/ Keith Schuck
- ---------------------------------
Name:    Keith Schuck
Title:   President
Company: Chase Bank USA, National Association