Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2000-3

                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                                          Total
- -------------------------------------------------------------------------------------------------------------------------------
                                                                                                       
(i)    Monthly Principal Distributed                                 0.00                                                 0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                     1,898,750.00
       Class B Note Interest Requirement                       170,069.44
       Net Class C Note Interest Requirement                   224,012.31                                         2,292,831.76

(iii)  Collections of Principal Receivables                                                                     142,510,614.85

(iv)   Collections of Finance Charge Receivables                                                                 12,897,778.23

(v)    Aggregate Amount of Principal Receivables                                                             32,619,288,832.88

                         Investor Interest                                                                      892,857,000.00
                         Adjusted Interest                                                                      892,857,000.00


       Floating Investor Percentage                                                                                      2.74%
       Fixed Investor Percentage                                                                                         2.74%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                  95.68%
               30 to 59 days                                                                                             1.22%
               60 to 89 days                                                                                             0.98%
               90 or more days                                                                                           2.12%
                                                                                                           --------------------
                                           Total Receivables                                                           100.00%

(vii)  Investor Default Amount                                                                                    4,687,748.82

(viii) Investor Charge-Offs                                                                                               0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                    0.00

(x)    Net Servicing Fee                                                                                            744,047.50

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                   10.71%

(xii)  Reallocated Monthly Principal                                                                                      0.00

(xiii) Accumulation Shortfall                                                                                             0.00

(xiv)  Principal Funding Investment Proceeds                                                                              0.00

(xv)   Principal Funding Investment Shortfall                                                                             0.00

(xvi)  Available Investor Finance Charge Collections                                                             12,153,730.73

(xxii) Note  Rate                          Class A               2.94000%
                                           Class B               3.16000%
                                           Class C               3.51000%
- -------------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2001-1
                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                                          Total
- -------------------------------------------------------------------------------------------------------------------------------
                                                                                                       
(i)    Monthly Principal Distributed                                 0.00                                                 0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                     1,813,758.33
       Class B Note Interest Requirement                       164,467.92
       Net Class C Note Interest Requirement                   223,141.40                                         2,201,367.65

(iii)  Collections of Principal Receivables                                                                     135,670,127.04

(iv)   Collections of Finance Charge Receivables                                                                 12,278,686.84

(v)    Aggregate Amount of Principal Receivables                                                             32,619,288,832.88

                         Investor Interest                                                                      850,000,000.00
                         Adjusted Interest                                                                      850,000,000.00


       Floating Investor Percentage                                                                                      2.61%
       Fixed Investor Percentage                                                                                         2.61%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                  95.68%
               30 to 59 days                                                                                             1.22%
               60 to 89 days                                                                                             0.98%
               90 or more days                                                                                           2.12%
                                                                                                           --------------------
                                           Total Receivables                                                           100.00%

(vii)  Investor Default Amount                                                                                    4,462,737.59

(viii) Investor Charge-Offs                                                                                               0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                    0.00

(x)    Net Servicing Fee                                                                                            708,333.33

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                   10.71%

(xii)  Reallocated Monthly Principal                                                                                      0.00

(xiii) Accumulation Shortfall                                                                                             0.00

(xiv)  Principal Funding Investment Proceeds                                                                              0.00

(xv)   Principal Funding Investment Shortfall                                                                             0.00

(xvi)  Available Investor Finance Charge Collections                                                             11,570,353.51

(xxii) Note  Rate                          Class A               2.95000%
                                           Class B               3.21000%
                                           Class C               3.66000%
- -------------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2001-2

                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                                          Total
- -------------------------------------------------------------------------------------------------------------------------------
                                                                                                       
(i)    Monthly Principal Distributed                                 0.00                                                 0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                     1,261,527.78
       Class B Note Interest Requirement                       113,736.61
       Net Class C Note Interest Requirement                   158,569.87                                         1,533,834.25

(iii)  Collections of Principal Receivables                                                                      95,007,076.56

(iv)   Collections of Finance Charge Receivables                                                                  8,598,518.82

(v)    Aggregate Amount of Principal Receivables                                                             32,619,288,832.88

                         Investor Interest                                                                      595,238,000.00
                         Adjusted Interest                                                                      595,238,000.00


       Floating Investor Percentage                                                                                      1.82%
       Fixed Investor Percentage                                                                                         1.82%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                  95.68%
               30 to 59 days                                                                                             1.22%
               60 to 89 days                                                                                             0.98%
               90 or more days                                                                                           2.12%
                                                                                                           --------------------
                                           Total Receivables                                                           100.00%

(vii)  Investor Default Amount                                                                                    3,125,165.88

(viii) Investor Charge-Offs                                                                                               0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                    0.00

(x)    Net Servicing Fee                                                                                            496,031.67

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                   10.71%

(xii)  Reallocated Monthly Principal                                                                                      0.00

(xiii) Accumulation Shortfall                                                                                             0.00

(xiv)  Principal Funding Investment Proceeds                                                                              0.00

(xv)   Principal Funding Investment Shortfall                                                                             0.00

(xvi)  Available Investor Finance Charge Collections                                                              8,102,487.16

(xxii) Note  Rate                          Class A               2.93000%
                                           Class B               3.17000%
                                           Class C               3.71000%
- -------------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2001-4

                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                                          Total
- -------------------------------------------------------------------------------------------------------------------------------
                                                                                                       
(i)    Monthly Principal Distributed                                 0.00                                                 0.00

(ii)   Monthly Distribution allocable to :
       Class A Note Interest Requirement                     2,122,477.00
       Class B Note Interest Requirement                       192,286.11
       Net Class C Note Interest Requirement                   266,394.26                                         2,581,157.37

(iii)  Collections of Principal Receivables                                                                     159,611,914.17

(iv)   Collections of Finance Charge Receivables                                                                 14,445,513.93

(v)    Aggregate Amount of Principal Receivables                                                             32,619,288,832.88

                         Investor Interest                                                                    1,000,000,000.00
                         Adjusted Interest                                                                    1,000,000,000.00


       Floating Investor Percentage                                                                                      3.07%
       Fixed Investor Percentage                                                                                         3.07%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                  95.68%
               30 to 59 days                                                                                             1.22%
               60 to 89 days                                                                                             0.98%
               90 or more days                                                                                           2.12%
                                                                                                           --------------------
                                           Total Receivables                                                           100.00%

(vii)  Investor Default Amount                                                                                    5,250,279.51

(viii) Investor Charge-Offs                                                                                               0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                    0.00

(x)    Net Servicing Fee                                                                                            833,333.33

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                   10.71%

(xii)  Reallocated Monthly Principal                                                                                      0.00

(xiii) Accumulation Shortfall                                                                                             0.00

(xiv)  Principal Funding Investment Proceeds                                                                              0.00

(xv)   Principal Funding Investment Shortfall                                                                             0.00

(xvi)  Available Investor Finance Charge Collections                                                             13,612,180.60

(xxii) Note  Rate                          Class A               5.50000%
                                           Class B               3.19000%
                                           Class C               3.71000%
- -------------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2001-6

                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                                          Total
- -------------------------------------------------------------------------------------------------------------------------------
                                                                                                       
(i)    Monthly Principal Distributed                                 0.00                                                 0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                     2,551,920.00
       Class B Note Interest Requirement                       237,976.67
       Net Class C Note Interest Requirement                   338,273.15                                         3,128,169.82

(iii)  Collections of Principal Receivables                                                                     191,534,297.00

(iv)   Collections of Finance Charge Receivables                                                                 17,334,616.72

(v)    Aggregate Amount of Principal Receivables                                                             32,619,288,832.88

                         Investor Interest                                                                    1,200,000,000.00
                         Adjusted Interest                                                                    1,200,000,000.00


       Floating Investor Percentage                                                                                      3.68%
       Fixed Investor Percentage                                                                                         3.68%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                  95.68%
               30 to 59 days                                                                                             1.22%
               60 to 89 days                                                                                             0.98%
               90 or more days                                                                                           2.12%
                                                                                                           --------------------
                                           Total Receivables                                                           100.00%

(vii)  Investor Default Amount                                                                                    6,300,335.42

(viii) Investor Charge-Offs                                                                                               0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                    0.00

(x)    Net Servicing Fee                                                                                          1,000,000.00

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                   10.71%

(xii)  Reallocated Monthly Principal                                                                                      0.00

(xiii) Accumulation Shortfall                                                                                             0.00

(xiv)  Principal Funding Investment Proceeds                                                                              0.00

(xv)   Principal Funding Investment Shortfall                                                                             0.00

(xvi)  Available Investor Finance Charge Collections                                                             16,334,616.72

(xxii) Note  Rate                          Class A               2.94000%
                                           Class B               3.29000%
                                           Class C               3.91000%
- -------------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2002-1

                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                                          Total
- -------------------------------------------------------------------------------------------------------------------------------
                                                                                                       
(i)    Monthly Principal Distributed                                 0.00                                                 0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                     2,104,900.00
       Class B Note Interest Requirement                       192,888.89
       Net Class C Note Interest Requirement                   272,594.26                                         2,570,383.15

(iii)  Collections of Principal Receivables                                                                     159,611,914.17

(iv)   Collections of Finance Charge Receivables                                                                 14,445,513.93

(v)    Aggregate Amount of Principal Receivables                                                             32,619,288,832.88

                         Investor Interest                                                                    1,000,000,000.00
                         Adjusted Interest                                                                    1,000,000,000.00


       Floating Investor Percentage                                                                                      3.07%
       Fixed Investor Percentage                                                                                         3.07%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                  95.68%
               30 to 59 days                                                                                             1.22%
               60 to 89 days                                                                                             0.98%
               90 or more days                                                                                           2.12%
                                                                                                           --------------------
                                           Total Receivables                                                           100.00%

(vii)  Investor Default Amount                                                                                    5,250,279.51

(viii) Investor Charge-Offs                                                                                               0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                    0.00

(x)    Net Servicing Fee                                                                                            833,333.33

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                   10.71%

(xii)  Reallocated Monthly Principal                                                                                      0.00

(xiii) Accumulation Shortfall                                                                                             0.00

(xiv)  Principal Funding Investment Proceeds                                                                              0.00

(xv)   Principal Funding Investment Shortfall                                                                             0.00

(xvi)  Available Investor Finance Charge Collections                                                             13,612,180.60

(xxii) Note  Rate                          Class A               2.91000%
                                           Class B               3.20000%
                                           Class C               3.79000%
- -------------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2002-2

                                                    Distribution Date: 4/15/2005
                                                       Period Type: Accumulation



Section 5.2 - Supplement                                                                                          Total
- -------------------------------------------------------------------------------------------------------------------------------
                                                                                                       
(i)    Monthly Principal Distributed                       224,000,000.00                                       224,000,000.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                             0.00
       Class B Note Interest Requirement                       264,981.11
       Net Class C Note Interest Requirement                   372,952.00                                           637,933.11

(iii)  Collections of Principal Receivables                                                                     223,456,679.83

(iv)   Collections of Finance Charge Receivables                                                                  3,235,795.12

(v)    Aggregate Amount of Principal Receivables                                                             32,619,288,832.88

                         Investor Interest                                                                      224,000,000.00
                         Adjusted Interest                                                                      224,000,000.00


       Floating Investor Percentage                                                                                      0.69%
       Fixed Investor Percentage                                                                                         4.29%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                  95.68%
               30 to 59 days                                                                                             1.22%
               60 to 89 days                                                                                             0.98%
               90 or more days                                                                                           2.12%
                                                                                                           --------------------
                                           Total Receivables                                                           100.00%

(vii)  Investor Default Amount                                                                                    1,176,062.61

(viii) Investor Charge-Offs                                                                                               0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                    0.00

(x)    Net Servicing Fee                                                                                            186,666.67

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                   10.71%

(xii)  Reallocated Monthly Principal                                                                                      0.00

(xiii) Accumulation Shortfall                                                                                             0.00

(xiv)  Principal Funding Investment Proceeds                                                                              0.00

(xv)   Principal Funding Investment Shortfall                                                                             0.00

(xvi)  Available Investor Finance Charge Collections                                                              3,049,128.45

(xxii) Note  Rate                          Class A               2.86000%
                                           Class B               3.14000%
                                           Class C               3.71000%
- -------------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2002-3

                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                                          Total
- -------------------------------------------------------------------------------------------------------------------------------
                                                                                                       
(i)    Monthly Principal Distributed                                 0.00                                                 0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                     3,233,300.00
       Class B Note Interest Requirement                       294,758.33
       Net Class C Note Interest Requirement                   414,703.93                                         3,942,762.26

(iii)  Collections of Principal Receivables                                                                     239,417,871.25

(iv)   Collections of Finance Charge Receivables                                                                 21,668,270.90

(v)    Aggregate Amount of Principal Receivables                                                             32,619,288,832.88

                         Investor Interest                                                                    1,500,000,000.00
                         Adjusted Interest                                                                    1,500,000,000.00


       Floating Investor Percentage                                                                                      4.60%
       Fixed Investor Percentage                                                                                         4.60%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                  95.68%
               30 to 59 days                                                                                             1.22%
               60 to 89 days                                                                                             0.98%
               90 or more days                                                                                           2.12%
                                                                                                           --------------------
                                           Total Receivables                                                           100.00%

(vii)  Investor Default Amount                                                                                    7,875,419.27

(viii) Investor Charge-Offs                                                                                               0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                    0.00

(x)    Net Servicing Fee                                                                                          1,250,000.00

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                   10.71%

(xii)  Reallocated Monthly Principal                                                                                      0.00

(xiii) Accumulation Shortfall                                                                                             0.00

(xiv)  Principal Funding Investment Proceeds                                                                              0.00

(xv)   Principal Funding Investment Shortfall                                                                             0.00

(xvi)  Available Investor Finance Charge Collections                                                             20,418,270.90

(xxii) Note  Rate                          Class A               2.98000%
                                           Class B               3.26000%
                                           Class C               3.84000%
- -------------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2002-4

                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                                          Total
- -------------------------------------------------------------------------------------------------------------------------------
                                                                                                       
(i)    Monthly Principal Distributed                                 0.00                                                 0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                     3,103,100.00
       Class B Note Interest Requirement                       282,100.00
       Net Class C Note Interest Requirement                   392,616.43                                         3,777,816.43

(iii)  Collections of Principal Receivables                                                                     239,417,871.25

(iv)   Collections of Finance Charge Receivables                                                                 21,668,270.90

(v)    Aggregate Amount of Principal Receivables                                                             32,619,288,832.88

                         Investor Interest                                                                    1,500,000,000.00
                         Adjusted Interest                                                                    1,500,000,000.00


       Floating Investor Percentage                                                                                      4.60%
       Fixed Investor Percentage                                                                                         4.60%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                  95.68%
               30 to 59 days                                                                                             1.22%
               60 to 89 days                                                                                             0.98%
               90 or more days                                                                                           2.12%
                                                                                                           --------------------
                                           Total Receivables                                                           100.00%

(vii)  Investor Default Amount                                                                                    7,875,419.27

(viii) Investor Charge-Offs                                                                                               0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                    0.00

(x)    Net Servicing Fee                                                                                          1,250,000.00

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                   10.71%

(xii)  Reallocated Monthly Principal                                                                                      0.00

(xiii) Accumulation Shortfall                                                                                             0.00

(xiv)  Principal Funding Investment Proceeds                                                                              0.00

(xv)   Principal Funding Investment Shortfall                                                                             0.00

(xvi)  Available Investor Finance Charge Collections                                                             20,418,270.90

(xxii) Note  Rate                          Class A               2.86000%
                                           Class B               3.12000%
                                           Class C               3.65000%
- -------------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2002-5

                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                                          Total
- -------------------------------------------------------------------------------------------------------------------------------
                                                                                                       
(i)    Monthly Principal Distributed                                 0.00                                                 0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                     2,104,900.00
       Class B Note Interest Requirement                       191,080.56
       Net Class C Note Interest Requirement                   270,269.26                                         2,566,249.82

(iii)  Collections of Principal Receivables                                                                     159,611,914.17

(iv)   Collections of Finance Charge Receivables                                                                 14,445,513.93

(v)    Aggregate Amount of Principal Receivables                                                             32,619,288,832.88

                         Investor Interest                                                                    1,000,000,000.00
                         Adjusted Interest                                                                    1,000,000,000.00


       Floating Investor Percentage                                                                                      3.07%
       Fixed Investor Percentage                                                                                         3.07%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                  95.68%
               30 to 59 days                                                                                             1.22%
               60 to 89 days                                                                                             0.98%
               90 or more days                                                                                           2.12%
                                                                                                           --------------------
                                           Total Receivables                                                           100.00%

(vii)  Investor Default Amount                                                                                    5,250,279.51

(viii) Investor Charge-Offs                                                                                               0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                    0.00

(x)    Net Servicing Fee                                                                                            833,333.33

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                   10.71%

(xii)  Reallocated Monthly Principal                                                                                      0.00

(xiii) Accumulation Shortfall                                                                                             0.00

(xiv)  Principal Funding Investment Proceeds                                                                              0.00

(xv)   Principal Funding Investment Shortfall                                                                             0.00

(xvi)  Available Investor Finance Charge Collections                                                             13,612,180.60

(xxii) Note  Rate                          Class A               2.91000%
                                           Class B               3.17000%
                                           Class C               3.76000%
- -------------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2002-6

                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                                          Total
- -------------------------------------------------------------------------------------------------------------------------------
                                                                                                       
(i)    Monthly Principal Distributed                                 0.00                                                 0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                     2,283,563.33
       Class B Note Interest Requirement                       209,525.56
       Net Class C Note Interest Requirement                   305,821.19                                         2,798,910.08

(iii)  Collections of Principal Receivables                                                                     175,573,105.58

(iv)   Collections of Finance Charge Receivables                                                                 15,890,065.33

(v)    Aggregate Amount of Principal Receivables                                                             32,619,288,832.88

                         Investor Interest                                                                    1,100,000,000.00
                         Adjusted Interest                                                                    1,100,000,000.00


       Floating Investor Percentage                                                                                      3.37%
       Fixed Investor Percentage                                                                                         3.37%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                  95.68%
               30 to 59 days                                                                                             1.22%
               60 to 89 days                                                                                             0.98%
               90 or more days                                                                                           2.12%
                                                                                                           --------------------
                                           Total Receivables                                                           100.00%

(vii)  Investor Default Amount                                                                                    5,775,307.47

(viii) Investor Charge-Offs                                                                                               0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                    0.00

(x)    Net Servicing Fee                                                                                            916,666.67

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                   10.71%

(xii)  Reallocated Monthly Principal                                                                                      0.00

(xiii) Accumulation Shortfall                                                                                             0.00

(xiv)  Principal Funding Investment Proceeds                                                                              0.00

(xv)   Principal Funding Investment Shortfall                                                                             0.00

(xvi)  Available Investor Finance Charge Collections                                                             14,973,398.66

(xxii) Note  Rate                          Class A               2.87000%
                                           Class B               3.16000%
                                           Class C               3.86000%
- -------------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2002-7

                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                                          Total
- -------------------------------------------------------------------------------------------------------------------------------
                                                                                                       
(i)    Monthly Principal Distributed                                 0.00                                                 0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                     1,589,525.00
       Class B Note Interest Requirement                       146,475.00
       Net Class C Note Interest Requirement                   220,139.44                                         1,956,139.44

(iii)  Collections of Principal Receivables                                                                     119,708,935.62

(iv)   Collections of Finance Charge Receivables                                                                 10,834,135.45

(v)    Aggregate Amount of Principal Receivables                                                             32,619,288,832.88

                         Investor Interest                                                                      750,000,000.00
                         Adjusted Interest                                                                      750,000,000.00


       Floating Investor Percentage                                                                                      2.30%
       Fixed Investor Percentage                                                                                         2.30%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                  95.68%
               30 to 59 days                                                                                             1.22%
               60 to 89 days                                                                                             0.98%
               90 or more days                                                                                           2.12%
                                                                                                           --------------------
                                           Total Receivables                                                           100.00%

(vii)  Investor Default Amount                                                                                    3,937,709.64

(viii) Investor Charge-Offs                                                                                               0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                    0.00

(x)    Net Servicing Fee                                                                                            625,000.00

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                   10.71%

(xii)  Reallocated Monthly Principal                                                                                      0.00

(xiii) Accumulation Shortfall                                                                                             0.00

(xiv)  Principal Funding Investment Proceeds                                                                              0.00

(xv)   Principal Funding Investment Shortfall                                                                             0.00

(xvi)  Available Investor Finance Charge Collections                                                             10,209,135.45

(xxii) Note  Rate                          Class A               2.93000%
                                           Class B               3.24000%
                                           Class C               4.06000%
- -------------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2002-8

                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                                          Total
- -------------------------------------------------------------------------------------------------------------------------------
                                                                                                       
(i)    Monthly Principal Distributed                                 0.00                                                 0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                     2,283,563.33
       Class B Note Interest Requirement                       210,851.67
       Net Class C Note Interest Requirement                   310,083.69                                         2,804,498.69

(iii)  Collections of Principal Receivables                                                                     175,573,105.58

(iv)   Collections of Finance Charge Receivables                                                                 15,890,065.33

(v)    Aggregate Amount of Principal Receivables                                                             32,619,288,832.88

                         Investor Interest                                                                    1,100,000,000.00
                         Adjusted Interest                                                                    1,100,000,000.00


       Floating Investor Percentage                                                                                      3.37%
       Fixed Investor Percentage                                                                                         3.37%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                  95.68%
               30 to 59 days                                                                                             1.22%
               60 to 89 days                                                                                             0.98%
               90 or more days                                                                                           2.12%
                                                                                                           --------------------
                                           Total Receivables                                                           100.00%

(vii)  Investor Default Amount                                                                                    5,775,307.47

(viii) Investor Charge-Offs                                                                                               0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                    0.00

(x)    Net Servicing Fee                                                                                            916,666.67

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                   10.71%

(xii)  Reallocated Monthly Principal                                                                                      0.00

(xiii) Accumulation Shortfall                                                                                             0.00

(xiv)  Principal Funding Investment Proceeds                                                                              0.00

(xv)   Principal Funding Investment Shortfall                                                                             0.00

(xvi)  Available Investor Finance Charge Collections                                                             14,973,398.66

(xxii) Note  Rate                          Class A               2.87000%
                                           Class B               3.18000%
                                           Class C               3.91000%
- -------------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2003-1

                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                                          Total
- -------------------------------------------------------------------------------------------------------------------------------
                                                                                                       
(i)    Monthly Principal Distributed                                 0.00                                                 0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                     3,103,100.00
       Class B Note Interest Requirement                       287,525.00
       Net Class C Note Interest Requirement                   422,841.41                                         3,813,466.41

(iii)  Collections of Principal Receivables                                                                     239,417,871.25

(iv)   Collections of Finance Charge Receivables                                                                 21,668,270.90

(v)    Aggregate Amount of Principal Receivables                                                             32,619,288,832.88

                         Investor Interest                                                                    1,500,000,000.00
                         Adjusted Interest                                                                    1,500,000,000.00


       Floating Investor Percentage                                                                                      4.60%
       Fixed Investor Percentage                                                                                         4.60%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                  95.68%
               30 to 59 days                                                                                             1.22%
               60 to 89 days                                                                                             0.98%
               90 or more days                                                                                           2.12%
                                                                                                           --------------------
                                           Total Receivables                                                           100.00%

(vii)  Investor Default Amount                                                                                    7,875,419.27

(viii) Investor Charge-Offs                                                                                               0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                    0.00

(x)    Net Servicing Fee                                                                                          1,250,000.00

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                   10.71%

(xii)  Reallocated Monthly Principal                                                                                      0.00

(xiii) Accumulation Shortfall                                                                                             0.00

(xiv)  Principal Funding Investment Proceeds                                                                              0.00

(xv)   Principal Funding Investment Shortfall                                                                             0.00

(xvi)  Available Investor Finance Charge Collections                                                             20,418,270.90

(xxii) Note  Rate                          Class A               2.86000%
                                           Class B               3.18000%
                                           Class C               3.91000%
- -------------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2003-2

                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                                        Total
- -----------------------------------------------------------------------------------------------------------------------------
                                                                                                       
(i)    Monthly Principal Distributed                                0.00                                                0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                    2,830,258.67
       Class B Note Interest Requirement                      255,240.22
       Net Class C Note Interest Requirement                  398,508.36                                        3,484,007.25

(iii)  Collections of Principal Receivables                                                                   213,879,964.98

(iv)   Collections of Finance Charge Receivables                                                               19,356,988.67

(v)    Aggregate Amount of Principal Receivables                                                           32,619,288,832.88

                        Investor Interest                                                                   1,340,000,000.00
                        Adjusted Interest                                                                   1,340,000,000.00


       Floating Investor Percentage                                                                                    4.11%
       Fixed Investor Percentage                                                                                       4.11%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                95.68%
               30 to 59 days                                                                                           1.22%
               60 to 89 days                                                                                           0.98%
               90 or more days                                                                                         2.12%
                                                                                                          -------------------
                                          Total Receivables                                                          100.00%

(vii)  Investor Default Amount                                                                                  7,035,374.55

(viii) Investor Charge-Offs                                                                                             0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                  0.00

(x)    Net Servicing Fee                                                                                        1,116,666.67

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                 10.71%

(xii)  Reallocated Monthly Principal                                                                                    0.00

(xiii) Accumulation Shortfall                                                                                           0.00

(xiv)  Principal Funding Investment Proceeds                                                                            0.00

(xv)   Principal Funding Investment Shortfall                                                                           0.00

(xvi)  Available Investor Finance Charge Collections                                                           18,240,322.00

(xxii) Note  Rate                         Class A               2.92000%
                                          Class B               3.16000%
                                          Class C               4.11000%
- -----------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2003-3

                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                                        Total
- -----------------------------------------------------------------------------------------------------------------------------
                                                                                                       
(i)    Monthly Principal Distributed                                0.00                                                0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                    3,009,790.00
       Class B Note Interest Requirement                      271,430.83
       Net Class C Note Interest Requirement                  399,490.58                                        3,680,711.41

(iii)  Collections of Principal Receivables                                                                   227,446,977.69

(iv)   Collections of Finance Charge Receivables                                                               20,584,857.36

(v)    Aggregate Amount of Principal Receivables                                                           32,619,288,832.88

                        Investor Interest                                                                   1,425,000,000.00
                        Adjusted Interest                                                                   1,425,000,000.00


       Floating Investor Percentage                                                                                    4.37%
       Fixed Investor Percentage                                                                                       4.37%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                95.68%
               30 to 59 days                                                                                           1.22%
               60 to 89 days                                                                                           0.98%
               90 or more days                                                                                         2.12%
                                                                                                          -------------------
                                          Total Receivables                                                          100.00%

(vii)  Investor Default Amount                                                                                  7,481,648.31

(viii) Investor Charge-Offs                                                                                             0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                  0.00

(x)    Net Servicing Fee                                                                                        1,187,500.00

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                 10.71%

(xii)  Reallocated Monthly Principal                                                                                    0.00

(xiii) Accumulation Shortfall                                                                                           0.00

(xiv)  Principal Funding Investment Proceeds                                                                            0.00

(xv)   Principal Funding Investment Shortfall                                                                           0.00

(xvi)  Available Investor Finance Charge Collections                                                           19,397,357.36

(xxii) Note  Rate                         Class A               2.92000%
                                          Class B               3.16000%
                                          Class C               3.89000%
- -----------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2003-4

                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                                        Total
- -----------------------------------------------------------------------------------------------------------------------------
                                                                                                      
(i)    Monthly Principal Distributed                                0.00                                                0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                    1,599,470.83
       Class B Note Interest Requirement                      151,206.81
       Net Class C Note Interest Requirement                  212,801.48                                        1,963,479.12

(iii)  Collections of Principal Receivables                                                                   115,718,637.77

(iv)   Collections of Finance Charge Receivables                                                               10,472,997.60

(v)    Aggregate Amount of Principal Receivables                                                           32,619,288,832.88

                        Investor Interest                                                                     725,000,000.00
                        Adjusted Interest                                                                     725,000,000.00


       Floating Investor Percentage                                                                                    2.22%
       Fixed Investor Percentage                                                                                       2.22%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                95.68%
               30 to 59 days                                                                                           1.22%
               60 to 89 days                                                                                           0.98%
               90 or more days                                                                                         2.12%
                                                                                                          -------------------
                                          Total Receivables                                                          100.00%

(vii)  Investor Default Amount                                                                                  3,806,452.65

(viii) Investor Charge-Offs                                                                                             0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                  0.00

(x)    Net Servicing Fee                                                                                          604,166.67

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                 10.71%

(xii)  Reallocated Monthly Principal                                                                                    0.00

(xiii) Accumulation Shortfall                                                                                           0.00

(xiv)  Principal Funding Investment Proceeds                                                                            0.00

(xv)   Principal Funding Investment Shortfall                                                                           0.00

(xvi)  Available Investor Finance Charge Collections                                                            9,868,830.94

(xxii) Note  Rate                         Class A               3.05000%
                                          Class B               3.46000%
                                          Class C               4.06000%
- -----------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2003-5

                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                                        Total
- -----------------------------------------------------------------------------------------------------------------------------
                                                                                                     
(i)    Monthly Principal Distributed                                0.00                                                0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                    2,119,366.67
       Class B Note Interest Requirement                      189,272.22
       Net Class C Note Interest Requirement                  267,944.26                                        2,576,583.15

(iii)  Collections of Principal Receivables                                                                   159,611,914.17

(iv)   Collections of Finance Charge Receivables                                                               14,445,513.93

(v)    Aggregate Amount of Principal Receivables                                                           32,619,288,832.88

                        Investor Interest                                                                   1,000,000,000.00
                        Adjusted Interest                                                                   1,000,000,000.00


       Floating Investor Percentage                                                                                    3.07%
       Fixed Investor Percentage                                                                                       3.07%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                95.68%
               30 to 59 days                                                                                           1.22%
               60 to 89 days                                                                                           0.98%
               90 or more days                                                                                         2.12%
                                                                                                          -------------------
                                          Total Receivables                                                          100.00%

(vii)  Investor Default Amount                                                                                  5,250,279.51

(viii) Investor Charge-Offs                                                                                             0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                  0.00

(x)    Net Servicing Fee                                                                                          833,333.33

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                 10.71%

(xii)  Reallocated Monthly Principal                                                                                    0.00

(xiii) Accumulation Shortfall                                                                                           0.00

(xiv)  Principal Funding Investment Proceeds                                                                            0.00

(xv)   Principal Funding Investment Shortfall                                                                           0.00

(xvi)  Available Investor Finance Charge Collections                                                           13,612,180.60

(xxii) Note  Rate                         Class A               2.93000%
                                          Class B               3.14000%
                                          Class C               3.73000%
- -----------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2003-6

                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                                        Total
- -----------------------------------------------------------------------------------------------------------------------------
                                                                                                     
(i)    Monthly Principal Distributed                                0.00                                                0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                    4,224,266.67
       Class B Note Interest Requirement                      380,955.56
       Net Class C Note Interest Requirement                  517,288.57                                        5,122,510.79

(iii)  Collections of Principal Receivables                                                                   319,223,828.33

(iv)   Collections of Finance Charge Receivables                                                               28,891,027.87

(v)    Aggregate Amount of Principal Receivables                                                           32,619,288,832.88

                        Investor Interest                                                                   2,000,000,000.00
                        Adjusted Interest                                                                   2,000,000,000.00


       Floating Investor Percentage                                                                                    6.13%
       Fixed Investor Percentage                                                                                       6.13%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                95.68%
               30 to 59 days                                                                                           1.22%
               60 to 89 days                                                                                           0.98%
               90 or more days                                                                                         2.12%
                                                                                                          -------------------
                                          Total Receivables                                                          100.00%

(vii)  Investor Default Amount                                                                                 10,500,559.03

(viii) Investor Charge-Offs                                                                                             0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                  0.00

(x)    Net Servicing Fee                                                                                        1,666,666.67

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                 10.71%

(xii)  Reallocated Monthly Principal                                                                                    0.00

(xiii) Accumulation Shortfall                                                                                           0.00

(xiv)  Principal Funding Investment Proceeds                                                                            0.00

(xv)   Principal Funding Investment Shortfall                                                                           0.00

(xvi)  Available Investor Finance Charge Collections                                                           27,224,361.20

(xxii) Note  Rate                         Class A               2.92000%
                                          Class B               3.16000%
                                          Class C               3.61000%
- -----------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2004-1

                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                                        Total
- -----------------------------------------------------------------------------------------------------------------------------
                                                                                                     
(i)    Monthly Principal Distributed                                0.00                                                0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement                    3,081,400.00
       Class B Note Interest Requirement                      272,154.17
       Net Class C Note Interest Requirement                  349,603.93                                        3,703,158.10

(iii)  Collections of Principal Receivables                                                                   239,417,871.25

(iv)   Collections of Finance Charge Receivables                                                               21,668,270.90

(v)    Aggregate Amount of Principal Receivables                                                           32,619,288,832.88

                        Investor Interest                                                                   1,500,000,000.00
                        Adjusted Interest                                                                   1,500,000,000.00


       Floating Investor Percentage                                                                                    4.60%
       Fixed Investor Percentage                                                                                       4.60%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                                95.68%
               30 to 59 days                                                                                           1.22%
               60 to 89 days                                                                                           0.98%
               90 or more days                                                                                         2.12%
                                                                                                          -------------------
                                          Total Receivables                                                          100.00%

(vii)  Investor Default Amount                                                                                  7,875,419.27

(viii) Investor Charge-Offs                                                                                             0.00

(ix)   Reimbursed Investor Charge-Offs                                                                                  0.00

(x)    Net Servicing Fee                                                                                        1,250,000.00

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                                 10.71%

(xii)  Reallocated Monthly Principal                                                                                    0.00

(xiii) Accumulation Shortfall                                                                                           0.00

(xiv)  Principal Funding Investment Proceeds                                                                            0.00

(xv)   Principal Funding Investment Shortfall                                                                           0.00

(xvi)  Available Investor Finance Charge Collections                                                           20,418,270.90

(xxii) Note  Rate                         Class A               2.84000%
                                          Class B               3.01000%
                                          Class C               3.28000%
- -----------------------------------------------------------------------------------------------------------------------------


       By:
               -----------------------------------------
       Name:   Patricia M. Garvey
       Title:  Vice President


                              Chase Bank USA, N.A.
                      Monthly Certificateholder's Statement

                         Chase Credit Card Master Trust
                                  Series 2004-2

                                                    Distribution Date: 4/15/2005
                                                          Period Type: Revolving



Section 5.2 - Supplement                                                                               Total
- -------------------------------------------------------------------------------------------------------------------
                                                                                            
(i)    Monthly Principal Distributed                           0.00                                            0.00

(ii)   Monthly Interest Distributed
       Class A Note Interest Requirement               3,607,625.00
       Class B Note Interest Requirement                 319,622.92
       Net Class C Note Interest Requirement             418,721.23                                    4,345,969.15

(iii)  Collections of Principal Receivables                                                          279,320,849.79

(iv)   Collections of Finance Charge Receivables                                                      25,279,649.38

(v)    Aggregate Amount of Principal Receivables                                                  32,619,288,832.88

                      Investor Interest                                                            1,750,000,000.00
                      Adjusted Interest                                                            1,750,000,000.00


       Floating Investor Percentage                                                                           5.36%
       Fixed Investor Percentage                                                                              5.36%

(vi)   Receivables Delinquent (As % of Total Receivables)
               Current                                                                                       95.68%
               30 to 59 days                                                                                  1.22%
               60 to 89 days                                                                                  0.98%
               90 or more days                                                                                2.12%
                                                                                                   -----------------
                                        Total Receivables                                                   100.00%

(vii)  Investor Default Amount                                                                         9,187,989.15

(viii) Investor Charge-Offs                                                                                    0.00

(ix)   Reimbursed Investor Charge-Offs                                                                         0.00

(x)    Net Servicing Fee                                                                               1,458,333.33

(xi)   Portfolio Yield (Net of Defaulted Receivables)                                                        10.71%

(xii)  Reallocated Monthly Principal                                                                           0.00

(xiii) Accumulation Shortfall                                                                                  0.00

(xiv)  Principal Funding Investment Proceeds                                                                   0.00

(xv)   Principal Funding Investment Shortfall                                                                  0.00

(xvi)  Available Investor Finance Charge Collections                                                  23,821,316.05

(xxii) Note  Rate                       Class A            2.85000%
                                        Class B            3.03000%
                                        Class C            3.36000%
- -------------------------------------------------------------------------------------------------------------------


      By:
              -------------------------------------
      Name:   Patricia M. Garvey
      Title:  Vice President