Page 1 Chase Manhattan Auto Owner Trust 2002-B Statement to Certificateholders April 15 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 288,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 335,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 345,800,000.00 294,116,478.25 20,750,124.73 1,031,858.64 21,781,983.37 0.00 0.00 273,366,353.52 CERT 34,200,000.00 14,151,355.60 998,388.11 50,001.46 1,048,389.57 0.00 0.00 13,152,967.49 TOTALS 1,368,000,000.00 308,267,833.85 21,748,512.84 1,081,860.10 22,830,372.94 0.00 0.00 286,519,321.01 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CL5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.929100 % A2 161581CM3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.700000 % A3 161581CN1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 3.580000 % A4 161581CP6 850.53926619 60.00614439 2.98397525 62.99011964 790.53312180 A4 4.210000 % CERT 161581CQ4 413.78232749 29.19263480 1.46203099 30.65466579 384.58969269 CERT 4.240000 % TOTALS 225.34198381 15.89803570 0.79083341 16.68886911 209.44394811 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Pattie L Kong JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St, 9th Floor, , Houston, Texas 77002 Tel: (713) 216-3684 Fax: (713) 216-4880 Email: pattie.l.kong@jpmchase.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-B April 15 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 34 Due Period Beginning Date 03/01/05 Due Period End Date 03/31/05 Determination Date 04/08/05 Section 5.8(iii) Servicing Fee 256,889.86 Section 5.8(iii) Servicing Fee per $1000 0.18778499 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00073099 Section 5.8(vi) Pool Balance at the end of the Collection Period 286,519,321.01 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 23,832.52 TOTAL 23,832.52 Section 5.8(viii) Realized Net Losses for Collection Period 23,474.60 Section 5.8(ix) Reserve Account Balance after Disbursement 10,260,000.00 Section 5.8(x) Specified Reserve Account Balance 10,260,000.00 Section 5.8(xi) Yield Supplement Account Balance 755,622.73 Section 5.8(xii) Total Distribution Amount 23,598,857.44 Servicing Fee 256,889.86 Administration Fee 1,000.00 Noteholders Distribution Amount 21,781,983.37 Certficateholders Distribution Amount 1,048,389.57 Deposit to Reserve Account 510,594.64 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.