Page 1 Chase Manhattan Auto Owner Trust 2003-A Statement to Certificateholders April 15 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 404,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 518,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 520,000,000.00 374,509,123.29 45,983,117.69 474,378.22 46,457,495.91 0.00 0.00 328,526,005.60 A4 517,700,000.00 517,700,000.00 0.00 888,718.33 888,718.33 0.00 0.00 517,700,000.00 CERT 50,300,000.00 43,247,681.31 2,228,920.52 73,521.06 2,302,441.58 0.00 0.00 41,018,760.79 TOTALS 2,010,000,000.00 935,456,804.60 48,212,038.21 1,436,617.61 49,648,655.82 0.00 0.00 887,244,766.39 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CR2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.200000 % A2 161581CS0 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 1.260000 % A3 161581CT8 720.20985248 88.42907248 0.91226581 89.34133829 631.78078000 A3 1.520000 % A4 161581CU5 1,000.00000000 0.00000000 1.71666666 1.71666666 1,000.00000000 A4 2.060000 % CERT 161581CV3 859.79485706 44.31253519 1.46165129 45.77418648 815.48232187 CERT 2.040000 % TOTALS 465.40139532 23.98608866 0.71473513 24.70082379 441.41530666 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Pattie L Kong JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St, 9th Floor, , Houston, Texas 77002 Tel: (713) 216-3684 Fax: (713) 216-4880 Email: pattie.l.kong@jpmchase.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2003-A April 15 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 22 Due Period Beginning Date 03/01/05 Due Period End Date 03/31/05 Determination Date 04/08/05 Section 5.8(iii) Servicing Fee 779,547.34 Section 5.8(iii) Servicing Fee per $1000 0.38783450 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049751 Section 5.8(vi) Pool Balance at the end of the Collection Period 887,244,770.01 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 74,645.62 TOTAL 74,645.62 Section 5.8(viii) Realized Net Losses for Collection Period 203,859.26 Section 5.8(ix) Reserve Account Balance after Disbursement 15,526,783.48 Section 5.8(x) Specified Reserve Account Balance 15,526,783.48 Section 5.8(xi) Yield Supplement Account Balance 926,540.70 Section 5.8(xii) Total Distribution Amount 52,070,595.40 Servicing Fee 779,547.34 Administration Fee 1,000.00 Noteholders Distribution Amount 47,346,214.24 Certificateholders Distribution Amount 2,302,441.58 Deposit to Reserve Account 1,641,392.24 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.