Page 1 Chase Manhattan Auto Owner Trust 2004-A Statement to Certificateholders April 15 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE A1 309,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 378,000,000.00 177,349,391.72 43,039,489.62 214,297.18 43,253,786.80 0.00 0.00 134,309,902.10 A3 462,000,000.00 462,000,000.00 0.00 800,800.00 800,800.00 0.00 0.00 462,000,000.00 A4 411,000,000.00 411,000,000.00 0.00 969,275.00 969,275.00 0.00 0.00 411,000,000.00 CERT 40,000,000.00 40,000,000.00 0.00 86,000.00 86,000.00 0.00 0.00 40,000,000.00 TOTALS 1,600,000,000.00 1,090,349,391.72 43,039,489.62 2,070,372.18 45,109,861.80 0.00 0.00 1,047,309,902.10 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581DG5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.080000 % A2 161581DH3 469.17828497 113.86108365 0.56692376 114.42800741 355.31720132 A2 1.450000 % A3 161581DJ9 1,000.00000000 0.00000000 1.73333333 1.73333333 1,000.00000000 A3 2.080000 % A4 161581DK6 1,000.00000000 0.00000000 2.35833333 2.35833333 1,000.00000000 A4 2.830000 % CERT 161581DL4 1,000.00000000 0.00000000 2.15000000 2.15000000 1,000.00000000 CERT 2.580000 % TOTALS 681.46836983 26.89968101 1.29398261 28.19366363 654.56868881 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Pattie L Kong JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St, 9th Floor, Houston, Texas 77002 Tel: (713) 216-3684 Fax: (713) 216-4880 Email: pattie.l.kong@jpmchase.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2004-A April 15 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 13 Due Period Beginning Date 03/01/05 Due Period End Date 03/31/05 Determination Date 04/08/05 Section 5.8(iii) Servicing Fee 908,624.49 Section 5.8(iii) Servicing Fee per $1000 0.56789031 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00062500 Section 5.8(vi) Pool Balance at the end of the Collection Period 1,047,309,902.10 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 48,273.83 TOTAL 48,273.83 Section 5.8(viii) Realized Net Losses for Collection Period 331,267.33 Section 5.8(ix) Reserve Account Balance after Disbursement 23,564,472.80 Section 5.8(x) Specified Reserve Account Balance 23,564,472.80 Section 5.8(xi) Yield Supplement Account Balance 4,103,866.26 Section 5.8(xii) Total Distribution Amount 47,756,225.52 Servicing Fee 908,624.49 Administration Fee 1,000.00 Noteholders Distribution Amount 45,023,861.80 Certficateholders Distribution Amount 86,000.00 Deposit to Reserve Account 1,736,739.23 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.