Page 1

Chase Manhattan Auto Owner Trust 2004-A

                            Statement to Certificateholders
                            April 15 2005



        DISTRIBUTION IN DOLLARS
               ORIGINAL        PRIOR                                                                                  CURRENT
               FACE            PRINCIPAL                                                     REALIZED    DEFERRED     PRINCIPAL
CLASS          VALUE           BALANCE         PRINCIPAL       INTEREST        TOTAL         LOSSES      INTEREST     BALANCE
                                                                                          
A1         309,000,000.00              0.00           0.00          0.00           0.00      0.00        0.00                 0.00
A2         378,000,000.00    177,349,391.72  43,039,489.62    214,297.18  43,253,786.80      0.00        0.00       134,309,902.10
A3         462,000,000.00    462,000,000.00           0.00    800,800.00     800,800.00      0.00        0.00       462,000,000.00
A4         411,000,000.00    411,000,000.00           0.00    969,275.00     969,275.00      0.00        0.00       411,000,000.00
CERT        40,000,000.00     40,000,000.00           0.00     86,000.00      86,000.00      0.00        0.00        40,000,000.00
TOTALS   1,600,000,000.00  1,090,349,391.72  43,039,489.62  2,070,372.18  45,109,861.80      0.00        0.00     1,047,309,902.10




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                 PASS-THROUGH RATES
                       PRIOR                                                          CURRENT                                CURRENT
                       PRINCIPAL                                                      PRINCIPAL          CLASS             PASS THRU
CLASS      CUSIP       FACTOR           PRINCIPAL      INTEREST       TOTAL           FACTOR                                    RATE
                                                                                                  
A1       161581DG5       0.00000000     0.00000000    0.00000000     0.00000000       0.00000000          A1              1.080000 %
A2       161581DH3     469.17828497   113.86108365    0.56692376   114.42800741     355.31720132          A2              1.450000 %
A3       161581DJ9   1,000.00000000     0.00000000    1.73333333     1.73333333   1,000.00000000          A3              2.080000 %
A4       161581DK6   1,000.00000000     0.00000000    2.35833333     2.35833333   1,000.00000000          A4              2.830000 %
CERT     161581DL4   1,000.00000000     0.00000000    2.15000000     2.15000000   1,000.00000000          CERT            2.580000 %
TOTALS                 681.46836983    26.89968101    1.29398261    28.19366363     654.56868881


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT,
PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW:
Pattie L Kong
JPMorgan Chase Bank, N.A. - Structured Finance Services
600 Travis St, 9th Floor,
Houston, Texas 77002
Tel: (713) 216-3684
Fax: (713) 216-4880
Email: pattie.l.kong@jpmchase.com

                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2

Chase Manhattan Auto Owner Trust 2004-A

                            April 15 2005
                            STATEMENT TO CERTIFICATEHOLDERS


                                                                                                           
                                         Due Period                                                                            13
                                         Due Period Beginning Date                                                       03/01/05
                                         Due Period End Date                                                             03/31/05
                                         Determination Date                                                              04/08/05

Section 5.8(iii)                 Servicing Fee                                                                         908,624.49
Section 5.8(iii)                 Servicing Fee per $1000                                                               0.56789031

Section 5.8(iv)                  Administration Fee                                                                      1,000.00
Section 5.8(iv)                  Administration Fee per $1000                                                          0.00062500

Section 5.8(vi)                  Pool Balance at the end of the Collection Period                                1,047,309,902.10

Section 5.8(vii)                 Repurchase Amounts for Repurchased Receivable
                                 By Seller                                                                                   0.00
                                 By Servicer                                                                            48,273.83
                                 TOTAL                                                                                  48,273.83

Section 5.8(viii)                Realized Net Losses for Collection Period                                             331,267.33

Section 5.8(ix)                  Reserve Account Balance after Disbursement                                         23,564,472.80

Section 5.8(x)                   Specified Reserve Account Balance                                                  23,564,472.80

Section 5.8(xi)                  Yield Supplement Account Balance                                                    4,103,866.26

Section 5.8(xii)                 Total Distribution Amount                                                          47,756,225.52
                                 Servicing Fee                                                                         908,624.49
                                 Administration Fee                                                                      1,000.00
                                 Noteholders Distribution Amount                                                    45,023,861.80
                                 Certficateholders Distribution Amount                                                  86,000.00
                                 Deposit to Reserve Account                                                          1,736,739.23


                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.