Page 1 Chase Manhattan Auto Owner Trust 2002-B Statement to Certificateholders May 16 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 288,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 335,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 345,800,000.00 273,366,353.52 17,734,357.09 959,060.29 18,693,417.38 0.00 0.00 255,631,996.43 CERT 34,200,000.00 13,152,967.49 853,285.05 46,473.82 899,758.87 0.00 0.00 12,299,682.44 TOTALS 1,368,000,000.00 286,519,321.01 18,587,642.14 1,005,534.11 19,593,176.25 0.00 0.00 267,931,678.87 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CL5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.929100 % A2 161581CM3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.700000 % A3 161581CN1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 3.580000 % A4 161581CP6 790.53312180 51.28501183 2.77345370 54.05846553 739.24810998 A4 4.210000 % CERT 161581CQ4 384.58969269 24.94985526 1.35888363 26.30873889 359.63983743 CERT 4.240000 % TOTALS 209.44394811 13.58745770 0.73503955 14.32249726 195.85649040 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Pattie L Kong JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St, 9th Floor, , Houston, Texas 77002 Tel: (713) 216-3684 Fax: (713) 216-4880 Email: pattie.l.kong@jpmchase.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-B May 16 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 35 Due Period Beginning Date 04/01/05 Due Period End Date 04/30/05 Determination Date 05/10/05 Section 5.8(iii) Servicing Fee 238,766.10 Section 5.8(iii) Servicing Fee per $1000 0.17453662 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00073099 Section 5.8(vi) Pool Balance at the end of the Collection Period 267,931,678.87 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 68,120.85 TOTAL 68,120.85 Section 5.8(viii) Realized Net Losses for Collection Period 102,208.66 Section 5.8(ix) Reserve Account Balance after Disbursement 10,260,000.00 Section 5.8(x) Specified Reserve Account Balance 10,260,000.00 Section 5.8(xi) Yield Supplement Account Balance 681,832.50 Section 5.8(xii) Total Distribution Amount 20,213,442.36 Servicing Fee 238,766.10 Administration Fee 1,000.00 Noteholders Distribution Amount 18,693,417.38 Certficateholders Distribution Amount 899,758.87 Deposit to Reserve Account 380,500.01 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.