Page 1 Chase Manhattan Auto Owner Trust 2004-A Statement to Certificateholders May 16 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 309,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 378,000,000.00 134,309,902.10 37,964,019.00 162,291.13 38,126,310.13 0.00 0.00 96,345,883.10 A3 462,000,000.00 462,000,000.00 0.00 800,800.00 800,800.00 0.00 0.00 462,000,000.00 A4 411,000,000.00 411,000,000.00 0.00 969,275.00 969,275.00 0.00 0.00 411,000,000.00 CERT 40,000,000.00 40,000,000.00 0.00 86,000.00 86,000.00 0.00 0.00 40,000,000.00 TOTALS 1,600,000,000.00 1,047,309,902.10 37,964,019.00 2,018,366.13 39,982,385.13 0.00 0.00 1,009,345,883.10 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581DG5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.080000 % A2 161581DH3 355.31720132 100.43391270 0.42934161 100.86325431 254.88328862 A2 1.450000 % A3 161581DJ9 1,000.00000000 0.00000000 1.73333333 1.73333333 1,000.00000000 A3 2.080000 % A4 161581DK6 1,000.00000000 0.00000000 2.35833333 2.35833333 1,000.00000000 A4 2.830000 % CERT 161581DL4 1,000.00000000 0.00000000 2.15000000 2.15000000 1,000.00000000 CERT 2.580000 % TOTALS 654.56868881 23.72751188 1.26147883 24.98899071 630.84117694 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Pattie L Kong JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St, 9th Floor, , Houston, Texas 77002 Tel: (713) 216-3684 Fax: (713) 216-4880 Email: pattie.l.kong@jpmchase.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2004-A May 16 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 14 Due Period Beginning Date 04/01/05 Due Period End Date 04/30/05 Determination Date 05/10/05 Section 5.8(iii) Servicing Fee 872,758.25 Section 5.8(iii) Servicing Fee per $1000 0.54547391 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00062500 Section 5.8(vi) Pool Balance at the end of the Collection Period 1,009,345,883.10 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 75,427.55 TOTAL 75,427.55 Section 5.8(viii) Realized Net Losses for Collection Period 271,941.13 Section 5.8(ix) Reserve Account Balance after Disbursement 22,710,282.37 Section 5.8(x) Specified Reserve Account Balance 22,710,282.37 Section 5.8(xi) Yield Supplement Account Balance 3,885,662.16 Section 5.8(xii) Total Distribution Amount 42,525,969.31 Servicing Fee 872,758.25 Administration Fee 1,000.00 Noteholders Distribution Amount 39,896,385.13 Certficateholders Distribution Amount 86,000.00 Deposit to Reserve Account 1,669,825.93 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.