Page 1

Chase Manhattan Auto Owner Trust 2004-A

                         Statement to Certificateholders
                                   May 16 2005



        DISTRIBUTION IN DOLLARS
              ORIGINAL            PRIOR                                                                               CURRENT
                FACE             PRINCIPAL                                                   REALIZED   DEFERRED     PRINCIPAL
 CLASS          VALUE             BALANCE          PRINCIPAL    INTEREST        TOTAL          LOSES    INTEREST      BALANCE
                                                                                          
A1          309,000,000.00              0.00            0.00           0.00           0.00     0.00      0.00                 0.00
A2          378,000,000.00    134,309,902.10   37,964,019.00     162,291.13  38,126,310.13     0.00      0.00        96,345,883.10
A3          462,000,000.00    462,000,000.00            0.00     800,800.00     800,800.00     0.00      0.00       462,000,000.00
A4          411,000,000.00    411,000,000.00            0.00     969,275.00     969,275.00     0.00      0.00       411,000,000.00
CERT         40,000,000.00     40,000,000.00            0.00      86,000.00      86,000.00     0.00      0.00        40,000,000.00
TOTALS    1,600,000,000.00  1,047,309,902.10   37,964,019.00   2,018,366.13  39,982,385.13     0.00      0.00     1,009,345,883.10




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                           PASS-THROUGH RATES
                       PRIOR                                                       CURRENT                       CURRENT
                     PRINCIPAL                                                    PRINCIPAL         CLASS       PASS THRU
 CLASS   CUSIP        FACTOR          PRINCIPAL      INTEREST      TOTAL            FACTOR                         RATE
                                                                                        
A1      161581DG5       0.00000000     0.00000000    0.00000000    0.00000000       0.00000000       A1         1.080000 %
A2      161581DH3     355.31720132   100.43391270    0.42934161  100.86325431     254.88328862       A2         1.450000 %
A3      161581DJ9   1,000.00000000     0.00000000    1.73333333    1.73333333   1,000.00000000       A3         2.080000 %
A4      161581DK6   1,000.00000000     0.00000000    2.35833333    2.35833333   1,000.00000000       A4         2.830000 %
CERT    161581DL4   1,000.00000000     0.00000000    2.15000000    2.15000000   1,000.00000000      CERT        2.580000 %
TOTALS                654.56868881    23.72751188    1.26147883   24.98899071     630.84117694



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:

Pattie L Kong
JPMorgan Chase Bank, N.A. - Structured Finance Services
600 Travis St, 9th Floor, ,
Houston, Texas 77002
Tel: (713) 216-3684
Fax: (713) 216-4880
Email: pattie.l.kong@jpmchase.com

                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.




                                                                          Page 2

Chase Manhattan Auto Owner Trust 2004-A



                                   May 16 2005
                         STATEMENT TO CERTIFICATEHOLDERS
                                                                                       
                                                               Due Period                                     14
                                                               Due Period Beginning Date                04/01/05
                                                               Due Period End Date                      04/30/05
                                                               Determination Date                       05/10/05

Section 5.8(iii)    Servicing Fee                                                                     872,758.25
Section 5.8(iii)    Servicing Fee per $1000                                                           0.54547391

Section 5.8(iv)     Administration Fee                                                                  1,000.00
Section 5.8(iv)     Administration Fee per $1000                                                      0.00062500

Section 5.8(vi)     Pool Balance at the end of the Collection Period                            1,009,345,883.10

Section 5.8(vii)    Repurchase Amounts for Repurchased Receivable
                    By Seller                                                                               0.00
                    By Servicer                                                                        75,427.55
                    TOTAL                                                                              75,427.55

Section 5.8(viii)   Realized Net Losses for Collection Period                                         271,941.13

Section 5.8(ix)     Reserve Account Balance after Disbursement                                     22,710,282.37

Section 5.8(x)      Specified Reserve Account Balance                                              22,710,282.37

Section 5.8(xi)     Yield Supplement Account Balance                                                3,885,662.16

Section 5.8(xii)    Total Distribution Amount                                                      42,525,969.31
                    Servicing Fee                                                                     872,758.25
                    Administration Fee                                                                  1,000.00
                    Noteholders Distribution Amount                                                39,896,385.13
                    Certficateholders Distribution Amount                                              86,000.00
                    Deposit to Reserve Account                                                      1,669,825.93


                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.