Page 1 Chase Manhattan Auto Owner Trust 2004-A Statement to Certificateholders June 15 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE A1 309,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 378,000,000.00 96,345,883.10 36,569,474.15 116,417.94 36,685,892.09 0.00 0.00 59,776,408.95 A3 462,000,000.00 462,000,000.00 0.00 800,800.00 800,800.00 0.00 0.00 462,000,000.00 A4 411,000,000.00 411,000,000.00 0.00 969,275.00 969,275.00 0.00 0.00 411,000,000.00 CERT 40,000,000.00 40,000,000.00 0.00 86,000.00 86,000.00 0.00 0.00 40,000,000.00 TOTALS 1,600,000,000.00 1,009,345,883.10 36,569,474.15 1,972,492.94 38,541,967.09 0.00 0.00 972,776,408.95 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581DG5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.080000 % A2 161581DH3 254.88328862 96.74464061 0.30798397 97.05262458 158.13864802 A2 1.450000 % A3 161581DJ9 1,000.00000000 0.00000000 1.73333333 1.73333333 1,000.00000000 A3 2.080000 % A4 161581DK6 1,000.00000000 0.00000000 2.35833333 2.35833333 1,000.00000000 A4 2.830000 % CERT 161581DL4 1,000.00000000 0.00000000 2.15000000 2.15000000 1,000.00000000 CERT 2.580000 % TOTALS 630.84117694 22.85592134 1.23280809 24.08872943 607.98525559 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Amy D Skinner JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St., 9th Floor, , Houston, Texas 77002 Tel: (713) 216-3682 Fax: (713) 216-4880 Email: Amy.D.Skinner@chase.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2004-A June 15 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 15 Due Period Beginning Date 05/01/05 Due Period End Date 05/31/05 Determination Date 06/10/05 Section 5.8(iii) Servicing Fee 841,121.57 Section 5.8(iii) Servicing Fee per $1000 0.52570098 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00062500 Section 5.8(vi) Pool Balance at the end of the Collection Period 972,776,408.95 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 29,096.10 TOTAL 29,096.10 Section 5.8(viii) Realized Net Losses for Collection Period 283,710.13 Section 5.8(ix) Reserve Account Balance after Disbursement 21,887,469.20 Section 5.8(x) Specified Reserve Account Balance 21,887,469.20 Section 5.8(xi) Yield Supplement Account Balance 3,680,153.13 Section 5.8(xii) Total Distribution Amount 40,936,811.46 Servicing Fee 841,121.57 Administration Fee 1,000.00 Noteholders Distribution Amount 38,455,967.09 Certficateholders Distribution Amount 86,000.00 Deposit to Reserve Account 1,552,722.80 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.