Page 1

Chase Manhattan Auto Owner Trust 2004-A

                         Statement to Certificateholders
                                  June 15 2005



        DISTRIBUTION IN DOLLARS
                 ORIGINAL         PRIOR                                                                                CURRENT
                 FACE             PRINCIPAL                                                   REALIZED   DEFERRED      PRINCIPAL
   CLASS         VALUE            BALANCE        PRINCIPAL       INTEREST         TOTAL       LOSSES     INTEREST      BALANCE
                                                                                           
A1            309,000,000.00             0.00           0.00            0.00            0.00    0.00        0.00             0.00
A2            378,000,000.00    96,345,883.10  36,569,474.15      116,417.94   36,685,892.09    0.00        0.00    59,776,408.95
A3            462,000,000.00   462,000,000.00           0.00      800,800.00      800,800.00    0.00        0.00   462,000,000.00
A4            411,000,000.00   411,000,000.00           0.00      969,275.00      969,275.00    0.00        0.00   411,000,000.00
CERT           40,000,000.00    40,000,000.00           0.00       86,000.00       86,000.00    0.00        0.00    40,000,000.00
TOTALS      1,600,000,000.00 1,009,345,883.10  36,569,474.15    1,972,492.94   38,541,967.09    0.00        0.00   972,776,408.95


    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                 PASS-THROUGH RATES
                                  PRIOR                                                        CURRENT                     CURRENT
                                  PRINCIPAL                                                    PRINCIPAL     CLASS       PASS THRU
 CLASS      CUSIP                 FACTOR         PRINCIPAL       INTEREST        TOTAL         FACTOR                         RATE
                                                                                                 
A1         161581DG5               0.00000000     0.00000000      0.00000000   0.00000000       0.00000000     A1        1.080000 %
A2         161581DH3             254.88328862    96.74464061      0.30798397  97.05262458     158.13864802     A2        1.450000 %
A3         161581DJ9           1,000.00000000     0.00000000      1.73333333   1.73333333   1,000.00000000     A3        2.080000 %
A4         161581DK6           1,000.00000000     0.00000000      2.35833333   2.35833333   1,000.00000000     A4        2.830000 %
CERT       161581DL4           1,000.00000000     0.00000000      2.15000000   2.15000000   1,000.00000000     CERT      2.580000 %
TOTALS                           630.84117694    22.85592134      1.23280809  24.08872943     607.98525559



IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Amy D Skinner
JPMorgan Chase Bank, N.A. - Structured Finance Services
600 Travis St., 9th Floor, ,
Houston, Texas 77002
Tel: (713) 216-3682
Fax: (713) 216-4880
Email: Amy.D.Skinner@chase.com

                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 2

Chase Manhattan Auto Owner Trust 2004-A

                                  June 15 2005
                         STATEMENT TO CERTIFICATEHOLDERS


                                                                                                               
                                                             Due Period                                                        15
                                                             Due Period Beginning Date                                   05/01/05
                                                             Due Period End Date                                         05/31/05
                                                             Determination Date                                          06/10/05

Section 5.8(iii)             Servicing Fee                                                                             841,121.57
Section 5.8(iii)             Servicing Fee per $1000                                                                   0.52570098

Section 5.8(iv)              Administration Fee                                                                          1,000.00
Section 5.8(iv)              Administration Fee per $1000                                                              0.00062500

Section 5.8(vi)              Pool Balance at the end of the Collection Period                                      972,776,408.95

Section 5.8(vii)             Repurchase Amounts for Repurchased Receivable
                             By Seller                                                                                       0.00
                             By Servicer                                                                                29,096.10
                             TOTAL                                                                                      29,096.10

Section 5.8(viii)            Realized Net Losses for Collection Period                                                 283,710.13

Section 5.8(ix)              Reserve Account Balance after Disbursement                                             21,887,469.20

Section 5.8(x)               Specified Reserve Account Balance                                                      21,887,469.20

Section 5.8(xi)              Yield Supplement Account Balance                                                        3,680,153.13

Section 5.8(xii)             Total Distribution Amount                                                              40,936,811.46
                             Servicing Fee                                                                             841,121.57

                             Administration Fee                                                                          1,000.00
                             Noteholders Distribution Amount                                                        38,455,967.09
                             Certficateholders Distribution Amount                                                      86,000.00
                             Deposit to Reserve Account                                                              1,552,722.80


                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.