Page 1 Chase Manhattan Auto Owner Trust 2002-A Statement to Certificateholders July 15 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE A1 445,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 460,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 570,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 498,400,000.00 276,035,559.82 21,430,522.64 975,325.64 22,405,848.28 0.00 0.00 254,605,037.18 R 50,600,000.00 13,018,775.30 1,014,961.11 45,240.24 1,060,201.35 0.00 0.00 12,003,814.19 TOTALS 2,024,000,000.00 289,054,335.12 22,445,483.75 1,020,565.88 23,466,049.63 0.00 0.00 266,608,851.37 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CA9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.942500 % A2 161581CB7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.630000 % A3 161581CC5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 3.490000 % A4 161581CD3 553.84341858 42.99864093 1.95691340 44.95555433 510.84477765 A4 4.240000 % R 161581CE1 257.28804941 20.05851996 0.89407589 20.95259585 237.22952945 R 4.170000 % TOTALS 142.81340668 11.08966588 0.50423215 11.59389804 131.72374080 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Amy D Skinner JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St., 9th Floor, , Houston, Texas 77002 Tel: (713) 216-3682 Fax: (713) 216-4880 Email: Amy.D.Skinner@chase.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-A July 15 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 40 Due Period Beginning Date 06/01/05 Due Period End Date 06/30/05 Determination Date 07/08/05 Section 5.8(iii) Servicing Fee 240,878.61 Section 5.8(iii) Servicing Fee per $1000 0.11901117 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049407 Section 5.8(vi) Pool Balance at the end of the Collection Period 266,608,851.44 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 60,427.16 TOTAL 60,427.16 Section 5.8(viii) Realized Net Losses for Collection Period 179,372.72 Section 5.8(ix) Reserve Account Balance after Disbursement 15,180,000.00 Section 5.8(x) Specified Reserve Account Balance 15,180,000.00 Section 5.8(xi) Total Distribution Amount 24,073,651.45 Servicing Fee 240,878.61 Administration Fee 1,000.00 Noteholders Distribution Amount 22,405,848.28 Certficateholders Distribution Amount 1,060,201.35 Deposit to Reserve Account 365,723.21 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.