Page 1

Chase Manhattan Auto Owner Trust 2002-B

                         Statement to Certificateholders
                                  July 15 2005



DISTRIBUTION IN DOLLARS
           ORIGINAL              PRIOR                                                                                  CURRENT
           FACE                  PRINCIPAL                                                    REALIZED    DEFERRED      PRINCIPAL
CLASS      VALUE                 BALANCE           PRINCIPAL      INTEREST       TOTAL        LOSSES      INTEREST      BALANCE
                                                                                             
A1           288,000,000.00              0.00             0.00         0.00            0.00   0.00        0.00                 0.00
A2           335,000,000.00              0.00             0.00         0.00            0.00   0.00        0.00                 0.00
A3           365,000,000.00              0.00             0.00         0.00            0.00   0.00        0.00                 0.00
A4           345,800,000.00    238,613,059.20    16,535,484.02   837,134.15   17,372,618.17   0.00        0.00       222,077,575.18
CERT          34,200,000.00     11,480,819.67       795,601.51    40,565.56      836,167.07   0.00        0.00        10,685,218.16
TOTALS     1,368,000,000.00    250,093,878.87    17,331,085.53   877,699.71   18,208,785.24   0.00        0.00       232,762,793.34


FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                     PASS-THROUGH RATES
                         PRIOR                                                                CURRENT                     CURRENT
                         PRINCIPAL                                                            PRINCIPAL       CLASS       PASS THRU
CLASS      CUSIP         FACTOR           PRINCIPAL          INTEREST         TOTAL           FACTOR                      RATE
                                                                                                 
A1         161581CL5     0.00000000      0.00000000         0.00000000      0.00000000       0.00000000       A1        1.929100 %
A2         161581CM3     0.00000000      0.00000000         0.00000000      0.00000000       0.00000000       A2        2.700000 %
A3         161581CN1     0.00000000      0.00000000         0.00000000      0.00000000       0.00000000       A3        3.580000 %
A4         161581CP6   690.03198149     47.81805674         2.42086220     50.23891894     642.21392475       A4        4.210000 %
CERT       161581CQ4   335.69648158     23.26320205         1.18612749     24.44932953     312.43327953       CERT      4.240000 %
TOTALS                 182.81716292     12.66892217         0.64159336     13.31051553     170.14824075


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:

Amy D Skinner
JPMorgan Chase Bank, N.A. - Structured Finance Services
600 Travis St., 9th Floor, ,
Houston, Texas 77002
Tel: (713) 216-3682
Fax: (713) 216-4880
Email: Amy.D.Skinner@chase.com

                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2

Chase Manhattan Auto Owner Trust 2002-B

                                  July 15 2005
                         STATEMENT TO CERTIFICATEHOLDERS


                                                                                                              
                                                              Due Period                                                     37
                                                              Due Period Beginning Date                                06/01/05
                                                              Due Period End Date                                      06/30/05
                                                              Determination Date                                       07/08/05

Section 5.8(iii)   Servicing Fee                                                                                     208,411.57
Section 5.8(iii)   Servicing Fee per $1000                                                                           0.15234764

Section 5.8(iv)    Administration Fee                                                                                  1,000.00
Section 5.8(iv)    Administration Fee per $1000                                                                      0.00073099

Section 5.8(vi)    Pool Balance at the end of the Collection Period                                              232,762,793.34

Section 5.8(vii)   Repurchase Amounts for Repurchased Receivable
                   By Seller                                                                                               0.00
                   By Servicer                                                                                        23,372.19
                   TOTAL                                                                                              23,372.19

Section 5.8(viii)  Realized Net Losses for Collection Period                                                          61,144.62

Section 5.8(ix)    Reserve Account Balance after Disbursement                                                     10,260,000.00

Section 5.8(x)     Specified Reserve Account Balance                                                              10,260,000.00

Section 5.8(xi)    Yield Supplement Account Balance                                                                  560,863.70

Section 5.8(xii)   Total Distribution Amount                                                                      18,849,190.25
                   Servicing Fee                                                                                     208,411.57
                   Administration Fee                                                                                  1,000.00
                   Noteholders Distribution Amount                                                                17,372,618.17
                   Certficateholders Distribution Amount                                                             836,167.07
                   Deposit to Reserve Account                                                                        430,993.44


                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.