Page 1 Chase Manhattan Auto Owner Trust 2002-B Statement to Certificateholders July 15 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE A1 288,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 335,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 345,800,000.00 238,613,059.20 16,535,484.02 837,134.15 17,372,618.17 0.00 0.00 222,077,575.18 CERT 34,200,000.00 11,480,819.67 795,601.51 40,565.56 836,167.07 0.00 0.00 10,685,218.16 TOTALS 1,368,000,000.00 250,093,878.87 17,331,085.53 877,699.71 18,208,785.24 0.00 0.00 232,762,793.34 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CL5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.929100 % A2 161581CM3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.700000 % A3 161581CN1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 3.580000 % A4 161581CP6 690.03198149 47.81805674 2.42086220 50.23891894 642.21392475 A4 4.210000 % CERT 161581CQ4 335.69648158 23.26320205 1.18612749 24.44932953 312.43327953 CERT 4.240000 % TOTALS 182.81716292 12.66892217 0.64159336 13.31051553 170.14824075 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Amy D Skinner JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St., 9th Floor, , Houston, Texas 77002 Tel: (713) 216-3682 Fax: (713) 216-4880 Email: Amy.D.Skinner@chase.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-B July 15 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 37 Due Period Beginning Date 06/01/05 Due Period End Date 06/30/05 Determination Date 07/08/05 Section 5.8(iii) Servicing Fee 208,411.57 Section 5.8(iii) Servicing Fee per $1000 0.15234764 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00073099 Section 5.8(vi) Pool Balance at the end of the Collection Period 232,762,793.34 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 23,372.19 TOTAL 23,372.19 Section 5.8(viii) Realized Net Losses for Collection Period 61,144.62 Section 5.8(ix) Reserve Account Balance after Disbursement 10,260,000.00 Section 5.8(x) Specified Reserve Account Balance 10,260,000.00 Section 5.8(xi) Yield Supplement Account Balance 560,863.70 Section 5.8(xii) Total Distribution Amount 18,849,190.25 Servicing Fee 208,411.57 Administration Fee 1,000.00 Noteholders Distribution Amount 17,372,618.17 Certficateholders Distribution Amount 836,167.07 Deposit to Reserve Account 430,993.44 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.