Page 1 Chase Manhattan Auto Owner Trust 2003-A Statement to Certificateholders July 15 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE A1 404,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 518,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 520,000,000.00 250,562,186.87 38,077,582.19 317,378.77 38,394,960.96 0.00 0.00 212,484,604.68 A4 517,700,000.00 517,700,000.00 0.00 888,718.33 888,718.33 0.00 0.00 517,700,000.00 CERT 50,300,000.00 37,239,653.07 1,845,718.79 63,307.41 1,909,026.20 0.00 0.00 35,393,934.28 TOTALS 2,010,000,000.00 805,501,839.94 39,923,300.98 1,269,404.51 41,192,705.49 0.00 0.00 765,578,538.96 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE A1 161581CR2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.200000 % A2 161581CS0 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 1.260000 % A3 161581CT8 481.85035937 73.22611960 0.61034379 73.83646338 408.62423977 A3 1.520000 % A4 161581CU5 1,000.00000000 0.00000000 1.71666666 1.71666666 1,000.00000000 A4 2.060000 % CERT 161581CV3 740.35095567 36.69421054 1.25859662 37.95280716 703.65674513 CERT 2.040000 % TOTALS 400.74718405 19.86233880 0.63154453 20.49388333 380.88484525 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH, THIS STATEMENT PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Amy D Skinner JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St., 9th Floor, , Houston, Texas 77002 Tel: (713) 216-3682 Fax: (713) 216-4880 Email: Amy.D.Skinner@chase.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2003-A July 15 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 25 Due Period Beginning Date 06/01/05 Due Period End Date 06/30/05 Determination Date 07/08/05 Section 5.8(iii) Servicing Fee 671,251.53 Section 5.8(iii) Servicing Fee per $1000 0.33395598 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049751 Section 5.8(vi) Pool Balance at the end of the Collection Period 765,578,542.58 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 8,270.18 TOTAL 8,270.18 Section 5.8(viii) Realized Net Losses for Collection Period 121,565.39 Section 5.8(ix) Reserve Account Balance after Disbursement 15,075,000.00 Section 5.8(x) Specified Reserve Account Balance 15,075,000.00 Section 5.8(xi) Yield Supplement Account Balance 763,004.60 Section 5.8(xii) Total Distribution Amount 43,426,628.81 Servicing Fee 671,251.53 Administration Fee 1,000.00 Noteholders Distribution Amount 39,283,679.29 Certificateholders Distribution Amount 1,909,026.20 Deposit to Reserve Account 1,561,671.79 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.