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Chase Manhattan Auto Owner Trust 2004-A

                         Statement to Certificateholders
                                  July 15 2005



DISTRIBUTION IN DOLLARS
            ORIGINAL            PRIOR                                                                                  CURRENT
            FACE                PRINCIPAL                                                      REALIZED   DEFERRED     PRINCIPAL
CLASS       VALUE               BALANCE        PRINCIPAL        INTEREST         TOTAL         LOSSES     INTEREST     BALANCE
                                                                                            
A1         309,000,000.00              0.00            0.00            0.00            0.00    0.00       0.00                0.00
A2         378,000,000.00     59,776,408.95   38,259,281.83       72,229.83   38,331,511.66    0.00       0.00       21,517,127.12
A3         462,000,000.00    462,000,000.00            0.00      800,800.00      800,800.00    0.00       0.00      462,000,000.00
A4         411,000,000.00    411,000,000.00            0.00      969,275.00      969,275.00    0.00       0.00      411,000,000.00
CERT        40,000,000.00     40,000,000.00            0.00       86,000.00       86,000.00    0.00       0.00       40,000,000.00
TOTALS   1,600,000,000.00    972,776,408.95   38,259,281.83    1,928,304.83   40,187,586.66    0.00       0.00      934,517,127.12


FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                     PASS-THROUGH RATES
                          PRIOR                                                               CURRENT                    CURRENT
                          PRINCIPAL                                                           PRINCIPAL                  PASS THRU
 CLASS       CUSIP        FACTOR             PRINCIPAL       INTEREST          TOTAL          FACTOR            CLASS    RATE
                                                                                                 
A1          161581DG5        0.00000000      0.00000000      0.00000000      0.00000000        0.00000000       A1       1.080000 %
A2          161581DH3      158.13864802    101.21503130      0.19108421    101.40611550       56.92361672       A2       1.450000 %
A3          161581DJ9    1,000.00000000      0.00000000      1.73333333      1.73333333    1,000.00000000       A3       2.080000 %
A4          161581DK6    1,000.00000000      0.00000000      2.35833333      2.35833333    1,000.00000000       A4       2.830000 %
CERT        161581DL4    1,000.00000000      0.00000000      2.15000000      2.15000000    1,000.00000000       CERT     2.580000 %
TOTALS                     607.98525559     23.91205114      1.20519052     25.11724166      584.07320445


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH, THIS STATEMENT PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:

Amy D Skinner
JPMorgan Chase Bank, N.A. - Structured Finance Services
600 Travis St., 9th Floor, ,
Houston, Texas 77002
Tel: (713) 216-3682
Fax: (713) 216-4880
Email: Amy.D.Skinner@chase.com

                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2

Chase Manhattan Auto Owner Trust 2004-A

                                  July 15 2005
                         STATEMENT TO CERTIFICATEHOLDERS


                                                                                                                   
                                                               Due Period                                                        16
                                                               Due Period Beginning Date                                   06/01/05
                                                               Due Period End Date                                         06/30/05
                                                               Determination Date                                          07/08/05

Section 5.8(iii)    Servicing Fee                                                                                        810,647.01
Section 5.8(iii)    Servicing Fee per $1000                                                                              0.50665438

Section 5.8(iv)     Administration Fee                                                                                     1,000.00
Section 5.8(iv)     Administration Fee per $1000                                                                         0.00062500

Section 5.8(vi)     Pool Balance at the end of the Collection Period                                                 934,517,127.12

Section 5.8(vii)    Repurchase Amounts for Repurchased Receivable
                    By Seller                                                                                                  0.00
                    By Servicer                                                                                           52,469.43
                    TOTAL                                                                                                 52,469.43

Section 5.8(viii)   Realized Net Losses for Collection Period                                                            422,010.97

Section 5.8(ix)     Reserve Account Balance after Disbursement                                                        21,026,635.36

Section 5.8(x)      Specified Reserve Account Balance                                                                 21,026,635.36

Section 5.8(xi)     Yield Supplement Account Balance                                                                   3,465,691.87

Section 5.8(xii)    Total Distribution Amount                                                                         42,600,826.62
                    Servicing Fee                                                                                        810,647.01

                    Administration Fee                                                                                     1,000.00
                    Noteholders Distribution Amount                                                                   40,101,586.66
                    Certficateholders Distribution Amount                                                                 86,000.00
                    Deposit to Reserve Account                                                                         1,601,592.95


                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.