Page 1 Chase Manhattan Auto Owner Trust 2004-A Statement to Certificateholders July 15 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE A1 309,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 378,000,000.00 59,776,408.95 38,259,281.83 72,229.83 38,331,511.66 0.00 0.00 21,517,127.12 A3 462,000,000.00 462,000,000.00 0.00 800,800.00 800,800.00 0.00 0.00 462,000,000.00 A4 411,000,000.00 411,000,000.00 0.00 969,275.00 969,275.00 0.00 0.00 411,000,000.00 CERT 40,000,000.00 40,000,000.00 0.00 86,000.00 86,000.00 0.00 0.00 40,000,000.00 TOTALS 1,600,000,000.00 972,776,408.95 38,259,281.83 1,928,304.83 40,187,586.66 0.00 0.00 934,517,127.12 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE A1 161581DG5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.080000 % A2 161581DH3 158.13864802 101.21503130 0.19108421 101.40611550 56.92361672 A2 1.450000 % A3 161581DJ9 1,000.00000000 0.00000000 1.73333333 1.73333333 1,000.00000000 A3 2.080000 % A4 161581DK6 1,000.00000000 0.00000000 2.35833333 2.35833333 1,000.00000000 A4 2.830000 % CERT 161581DL4 1,000.00000000 0.00000000 2.15000000 2.15000000 1,000.00000000 CERT 2.580000 % TOTALS 607.98525559 23.91205114 1.20519052 25.11724166 584.07320445 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH, THIS STATEMENT PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Amy D Skinner JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St., 9th Floor, , Houston, Texas 77002 Tel: (713) 216-3682 Fax: (713) 216-4880 Email: Amy.D.Skinner@chase.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2004-A July 15 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 16 Due Period Beginning Date 06/01/05 Due Period End Date 06/30/05 Determination Date 07/08/05 Section 5.8(iii) Servicing Fee 810,647.01 Section 5.8(iii) Servicing Fee per $1000 0.50665438 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00062500 Section 5.8(vi) Pool Balance at the end of the Collection Period 934,517,127.12 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 52,469.43 TOTAL 52,469.43 Section 5.8(viii) Realized Net Losses for Collection Period 422,010.97 Section 5.8(ix) Reserve Account Balance after Disbursement 21,026,635.36 Section 5.8(x) Specified Reserve Account Balance 21,026,635.36 Section 5.8(xi) Yield Supplement Account Balance 3,465,691.87 Section 5.8(xii) Total Distribution Amount 42,600,826.62 Servicing Fee 810,647.01 Administration Fee 1,000.00 Noteholders Distribution Amount 40,101,586.66 Certficateholders Distribution Amount 86,000.00 Deposit to Reserve Account 1,601,592.95 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.