Page 1 Chase Manhattan Auto Owner Trust 2002-B Statement to Certificateholders August 15 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 288,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 335,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 345,800,000.00 222,077,575.18 14,949,147.14 779,122.16 15,728,269.30 0.00 0.00 207,128,428.04 CERT 34,200,000.00 10,685,218.16 719,275.23 37,754.44 757,029.67 0.00 0.00 9,965,942.93 TOTALS 1,368,000,000.00 232,762,793.34 15,668,422.37 816,876.60 16,485,298.97 0.00 0.00 217,094,370.97 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CL5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.929100 % A2 161581CM3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.700000 % A3 161581CN1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 3.580000 % A4 161581CP6 642.21392475 43.23061637 2.25310052 45.48371689 598.98330839 A4 4.210000 % CERT 161581CQ4 312.43327953 21.03143947 1.10393099 22.13537047 291.40184006 CERT 4.240000 % TOTALS 170.14824075 11.45352512 0.59713202 12.05065714 158.69471562 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Amy D Skinner JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St., 9th Floor, , Houston, Texas 77002 Tel: (713) 216-3682 Fax: (713) 216-4880 Email: Amy.D.Skinner@chase.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-B August 15 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 38 Due Period Beginning Date 07/01/05 Due Period End Date 07/31/05 Determination Date 08/10/05 Section 5.8(iii) Servicing Fee 193,968.99 Section 5.8(iii) Servicing Fee per $1000 0.14179020 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00073099 Section 5.8(vi) Pool Balance at the end of the Collection Period 217,094,370.97 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 57,923.61 TOTAL 57,923.61 Section 5.8(viii) Realized Net Losses for Collection Period 101,464.15 Section 5.8(ix) Reserve Account Balance after Disbursement 10,260,000.00 Section 5.8(x) Specified Reserve Account Balance 10,260,000.00 Section 5.8(xi) Yield Supplement Account Balance 504,453.30 Section 5.8(xii) Total Distribution Amount 16,975,351.14 Servicing Fee 193,968.99 Administration Fee 1,000.00 Noteholders Distribution Amount 15,728,269.30 Certficateholders Distribution Amount 757,029.67 Deposit to Reserve Account 295,083.18 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.