Page 1

Chase Manhattan Auto Owner Trust 2002-B

                         Statement to Certificateholders
                                 August 15 2005



        DISTRIBUTION IN DOLLARS
                  ORIGINAL           PRIOR                                                                             CURRENT
                   FACE             PRINCIPAL                                                  REALIZED   DEFERRED     PRINCIPAL
   CLASS          VALUE              BALANCE        PRINCIPAL      INTEREST      TOTAL         LOSES      INTEREST     BALANCE
                                                                                            
A1          288,000,000.00               0.00             0.00          0.00           0.00      0.00        0.00             0.00
A2          335,000,000.00               0.00             0.00          0.00           0.00      0.00        0.00             0.00
A3          365,000,000.00               0.00             0.00          0.00           0.00      0.00        0.00             0.00
A4          345,800,000.00     222,077,575.18    14,949,147.14    779,122.16  15,728,269.30      0.00        0.00   207,128,428.04
CERT         34,200,000.00      10,685,218.16       719,275.23     37,754.44     757,029.67      0.00        0.00     9,965,942.93
TOTALS    1,368,000,000.00     232,762,793.34    15,668,422.37    816,876.60  16,485,298.97      0.00        0.00   217,094,370.97




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                 PASS-THROUGH RATES
                            PRIOR                                                                CURRENT                     CURRENT
                            PRINCIPAL                                                            PRINCIPAL        CLASS    PASS THRU
CLASS        CUSIP          FACTOR             PRINCIPAL        INTEREST            TOTAL        FACTOR                         RATE
                                                                                                  
A1           161581CL5        0.00000000       0.00000000       0.00000000         0.00000000     0.00000000       A1     1.929100 %
A2           161581CM3        0.00000000       0.00000000       0.00000000         0.00000000     0.00000000       A2     2.700000 %
A3           161581CN1        0.00000000       0.00000000       0.00000000         0.00000000     0.00000000       A3     3.580000 %
A4           161581CP6      642.21392475      43.23061637       2.25310052        45.48371689   598.98330839       A4     4.210000 %
CERT         161581CQ4      312.43327953      21.03143947       1.10393099        22.13537047   291.40184006       CERT   4.240000 %
TOTALS                      170.14824075      11.45352512       0.59713202        12.05065714   158.69471562


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:

Amy D Skinner
JPMorgan Chase Bank, N.A. - Structured Finance Services
600 Travis St., 9th Floor, ,
Houston, Texas 77002
Tel: (713) 216-3682
Fax: (713) 216-4880
Email: Amy.D.Skinner@chase.com

                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2

Chase Manhattan Auto Owner Trust 2002-B

                                 August 15 2005
                         STATEMENT TO CERTIFICATEHOLDERS


                                                                                        
                                              Due Period                                                  38
                                              Due Period Beginning Date                             07/01/05
                                              Due Period End Date                                   07/31/05
                                              Determination Date                                    08/10/05

Section 5.8(iii)             Servicing Fee                                                        193,968.99
Section 5.8(iii)             Servicing Fee per $1000                                              0.14179020

Section 5.8(iv)              Administration Fee                                                     1,000.00
Section 5.8(iv)              Administration Fee per $1000                                         0.00073099

Section 5.8(vi)              Pool Balance at the end of the Collection Period                 217,094,370.97

Section 5.8(vii)             Repurchase Amounts for Repurchased Receivable
                             By Seller                                                                  0.00
                             By Servicer                                                           57,923.61
                             TOTAL                                                                 57,923.61

Section 5.8(viii)            Realized Net Losses for Collection Period                            101,464.15

Section 5.8(ix)              Reserve Account Balance after Disbursement                        10,260,000.00

Section 5.8(x)               Specified Reserve Account Balance                                 10,260,000.00

Section 5.8(xi)              Yield Supplement Account Balance                                     504,453.30

Section 5.8(xii)             Total Distribution Amount                                         16,975,351.14
                             Servicing Fee                                                        193,968.99
                             Administration Fee                                                     1,000.00
                             Noteholders Distribution Amount                                   15,728,269.30
                             Certficateholders Distribution Amount                                757,029.67
                             Deposit to Reserve Account                                           295,083.18


                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.