Page 1 Chase Manhattan Auto Owner Trust 2004-A Statement to Certificateholders August 15 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE A1 309,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 378,000,000.00 21,517,127.12 21,517,127.12 25,999.86 21,543,126.98 0.00 0.00 0.00 A3 462,000,000.00 462,000,000.00 13,565,268.12 800,800.00 14,366,068.12 0.00 0.00 0.00 A3 462,000,000.00 462,000,000.00 13,565,268.12 800,800.00 14,366,068.12 0.00 0.00 448,434,731.88 A4 411,000,000.00 411,000,000.00 0.00 969,275.00 969,275.00 0.00 0.00 411,000,000.00 CERT 40,000,000.00 40,000,000.00 621,547.22 86,000.00 707,547.22 0.00 0.00 39,378,452.78 TOTALS 1,600,000,000.00 934,517,127.12 35,703,942.46 1,882,074.86 37,586,017.32 0.00 0.00 898,813,184.66 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581DG5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.080000 % A2 161581DH3 56.92361672 56.92361672 0.06878270 56.99239942 0.00000000 A2 1.450000 % A3 161581DJ9 1,000.00000000 29.36205221 1.73333333 31.09538554 970.63794779 A3 2.080000 % A4 161581DK6 1,000.00000000 0.00000000 2.35833333 2.35833333 1,000.00000000 A4 2.830000 % CERT 161581DL4 1,000.00000000 15.53868050 2.15000000 17.68868050 984.46131950 CERT 2.580000 % TOTALS 584.07320445 22.31496404 1.17629679 23.49126083 561.75824041 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Amy D Skinner JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St., 9th Floor, , Houston, Texas 77002 Tel: (713) 216-3682 Fax: (713) 216-4880 Email: Amy.D.Skinner@chase.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2004-A August 15 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 17 Due Period Beginning Date 07/01/05 Due Period End Date 07/31/05 Determination Date 08/10/05 Section 5.8(iii) Servicing Fee 778,764.27 Section 5.8(iii) Servicing Fee per $1000 0.48672767 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00062500 Section 5.8(vi) Pool Balance at the end of the Collection Period 898,813,184.66 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 15,689.08 TOTAL 15,689.08 Section 5.8(viii) Realized Net Losses for Collection Period 215,028.47 Section 5.8(ix) Reserve Account Balance after Disbursement 20,223,296.65 Section 5.8(x) Specified Reserve Account Balance 20,223,296.65 Section 5.8(xi) Yield Supplement Account Balance 3,265,096.76 Section 5.8(xii) Total Distribution Amount 39,808,744.94 Servicing Fee 778,764.27 Administration Fee 1,000.00 Noteholders Distribution Amount 36,878,470.10 Certficateholders Distribution Amount 707,547.22 Deposit to Reserve Account 1,442,963.35 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.