Page 1

                    Chase Manhattan Auto Owner Trust 2004-A
                         Statement to Certificateholders
                                 August 15 2005



        DISTRIBUTION IN DOLLARS
              ORIGINAL         PRIOR                                                                                     CURRENT
                FACE          PRINCIPAL                                                          REALIZED   DEFERRED    PRINCIPAL
CLASS          VALUE           BALANCE         PRINCIPAL       INTEREST        TOTAL             LOSES      INTEREST     BALANCE
                                                                                              
A1          309,000,000.00             0.00            0.00           0.00             0.00       0.00        0.00              0.00
A2          378,000,000.00    21,517,127.12   21,517,127.12      25,999.86    21,543,126.98       0.00        0.00              0.00
A3          462,000,000.00   462,000,000.00   13,565,268.12     800,800.00    14,366,068.12       0.00        0.00              0.00
A3          462,000,000.00   462,000,000.00   13,565,268.12     800,800.00    14,366,068.12       0.00        0.00    448,434,731.88
A4          411,000,000.00   411,000,000.00            0.00     969,275.00       969,275.00       0.00        0.00    411,000,000.00
CERT         40,000,000.00    40,000,000.00      621,547.22      86,000.00       707,547.22       0.00        0.00     39,378,452.78
TOTALS    1,600,000,000.00   934,517,127.12   35,703,942.46   1,882,074.86    37,586,017.32       0.00        0.00    898,813,184.66




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                 PASS-THROUGH RATES
                          PRIOR                                                               CURRENT                        CURRENT
                         PRINCIPAL                                                            PRINCIPAL       CLASS        PASS THRU
CLASS    CUSIP            FACTOR            PRINCIPAL        INTEREST         TOTAL           FACTOR                           RATE
                                                                                                     
A1       161581DG5           0.00000000      0.00000000      0.00000000      0.00000000         0.00000000     A1         1.080000 %
A2       161581DH3          56.92361672     56.92361672      0.06878270     56.99239942         0.00000000     A2         1.450000 %
A3       161581DJ9       1,000.00000000     29.36205221      1.73333333     31.09538554       970.63794779     A3         2.080000 %
A4       161581DK6       1,000.00000000      0.00000000      2.35833333      2.35833333     1,000.00000000     A4         2.830000 %
CERT     161581DL4       1,000.00000000     15.53868050      2.15000000     17.68868050       984.46131950     CERT       2.580000 %
TOTALS                     584.07320445     22.31496404      1.17629679     23.49126083       561.75824041


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:

Amy D Skinner
JPMorgan Chase Bank, N.A. - Structured Finance Services
600 Travis St., 9th Floor, ,
Houston, Texas 77002
Tel: (713) 216-3682
Fax: (713) 216-4880
Email: Amy.D.Skinner@chase.com

                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2

                    Chase Manhattan Auto Owner Trust 2004-A
                                 August 15 2005
                         STATEMENT TO CERTIFICATEHOLDERS


                                                                                           
                                                     Due Period                                          17
                                                     Due Period Beginning Date                     07/01/05
                                                     Due Period End Date                           07/31/05
                                                     Determination Date                            08/10/05

Section 5.8(iii)                   Servicing Fee                                                 778,764.27
Section 5.8(iii)                   Servicing Fee per $1000                                       0.48672767

Section 5.8(iv)                    Administration Fee                                              1,000.00
Section 5.8(iv)                    Administration Fee per $1000                                  0.00062500

Section 5.8(vi)                    Pool Balance at the end of the Collection Period          898,813,184.66

Section 5.8(vii)                   Repurchase Amounts for Repurchased Receivable
                                   By Seller                                                           0.00
                                   By Servicer                                                    15,689.08
                                   TOTAL                                                          15,689.08

Section 5.8(viii)                  Realized Net Losses for Collection Period                     215,028.47

Section 5.8(ix)                    Reserve Account Balance after Disbursement                 20,223,296.65

Section 5.8(x)                     Specified Reserve Account Balance                          20,223,296.65

Section 5.8(xi)                    Yield Supplement Account Balance                            3,265,096.76

Section 5.8(xii)                   Total Distribution Amount                                  39,808,744.94
                                   Servicing Fee                                                 778,764.27
                                   Administration Fee                                              1,000.00
                                   Noteholders Distribution Amount                            36,878,470.10
                                   Certficateholders Distribution Amount                         707,547.22
                                   Deposit to Reserve Account                                  1,442,963.35


                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.