Page 1 Chase Manhattan Auto Owner Trust 2002-B Statement to Certificateholders October 17 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE A1 288,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 335,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 345,800,000.00 191,396,379.35 14,022,989.14 671,482.30 14,694,471.44 0.00 0.00 177,373,390.21 CERT 34,200,000.00 9,208,998.55 674,713.32 32,538.46 707,251.78 0.00 0.00 8,534,285.23 TOTALS 1,368,000,000.00 200,605,377.90 14,697,702.46 704,020.76 15,401,723.22 0.00 0.00 185,907,675.44 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CL5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.929100 % A2 161581CM3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.700000 % A3 161581CN1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 3.580000 % A4 161581CP6 553.48866209 40.55231099 1.94182273 42.49413372 512.93635110 A4 4.210000 % CERT 161581CQ4 269.26896345 19.72845965 0.95141696 20.67987661 249.54050380 CERT 4.240000 % TOTALS 146.64135811 10.74393455 0.51463506 11.25856961 135.89742357 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Amy D Skinner JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St., 9th Floor, , Houston, Texas 77002 Tel: (713) 216-3682 Fax: (713) 216-4880 Email: Amy.D.Skinner@chase.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-B October 17 2005 Statement to Certificateholders Due Period 40 Due Period Beginning Date 09/01/05 Due Period End Date 09/30/05 Determination Date 10/07/05 Section 5.8(iii) Servicing Fee 167,171.15 Section 5.8(iii) Servicing Fee per $1000 0.12220113 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00073099 Section 5.8(vi) Pool Balance at the end of the Collection Period 185,907,675.44 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 7,865.68 TOTAL 7,865.68 Section 5.8(viii) Realized Net Losses for Collection Period 87,830.83 Section 5.8(ix) Reserve Account Balance after Disbursement 10,260,000.00 Section 5.8(x) Specified Reserve Account Balance 10,260,000.00 Section 5.8(xi) Yield Supplement Account Balance 388,890.32 Section 5.8(xii) Total Distribution Amount 15,872,270.27 Servicing Fee 167,171.15 Administration Fee 1,000.00 Noteholders Distribution Amount 14,694,471.44 Certficateholders Distribution Amount 707,251.78 Deposit to Reserve Account 302,375.90 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.