EXHIBIT 31.2

                  SARBANES-OXLEY ACT SECTION 302 CERTIFICATIONS

      I, David S. Gartner, Chief Financial Officer of Metropolitan Health
Networks, Inc., certify that:

      1. I have reviewed this Quarterly Report on Form 10-Q of Metropolitan
Health Networks, Inc. (the "Registrant");

      2. Based on my knowledge, this quarterly report does not contain any
untrue statement of a material fact or omit to state a material fact necessary
to make the statements made, in light of the circumstances under which such
statements were made, not misleading with respect to the period covered by this
quarterly report;

      3. Based on my knowledge, the financial statements, and other financial
information included in this quarterly report, fairly present in all material
respects the financial condition, results of operations and cash flows of the
Registrant as of, and for, the periods presented in this quarterly report;

      4. The Registrant's other certifying officer(s) and I are responsible for
establishing and maintaining disclosure controls and procedures (as defined in
Exchange Act Rules 13a-15(e) and 15d-15(e)) for the Registrant and have:

            (a) Designed such disclosure controls and procedures, or caused such
      disclosure controls and procedures to be designed under our supervision,
      to ensure that material information relating to the Registrant, including
      its consolidated subsidiaries, is made known to us by others within those
      entities, particularly during the period in which this quarterly report is
      being prepared;

            (b) Evaluated the effectiveness of the Registrant's disclosure
      controls and procedures and presented in this quarterly report our
      conclusions about the effectiveness of the disclosure controls and
      procedures, as of the end of the period covered by this quarterly report
      based on such evaluation; and

            (c) Disclosed in this quarterly report any change in the
      Registrant's internal control over financial reporting that occurred
      during the Registrant's third fiscal quarter that has materially affected,
      or is reasonably likely to materially affect, the Registrant's internal
      control over financial reporting; and

      5. The Registrant's other certifying officer(s) and I have disclosed,
based on our most recent evaluation of internal control over financial
reporting, to the Registrant's auditor and the audit committee of the
Registrant's board of directors (or persons performing the equivalent
functions):

            (a) All significant deficiencies and material weaknesses in the
      design or operation of internal control over financial reporting which are
      reasonably likely to adversely affect the Registrant's ability to record,
      process, summarize and report financial information; and

            (b) Any fraud, whether or not material, that involves management or
      other employees who have a significant role in the Registrant's internal
      control over financial reporting.


Date:  November 14, 2005                    /s/ David S. Gartner
                                            --------------------
                                            David S. Gartner
                                            Chief Financial Officer