Page 1 Chase Manhattan Auto Owner Trust 2002-A Statement to Certificateholders November 15 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE A1 445,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 460,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 570,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 498,400,000.00 195,906,048.14 195,906,048.14 692,201.37 196,598,249.51 0.00 0.00 0.00 R 50,600,000.00 9,223,798.42 9,223,798.42 32,052.70 9,255,851.12 0.00 0.00 0.00 TOTALS 2,024,000,000.00 205,129,846.56 205,129,846.56 724,254.07 205,854,100.63 0.00 0.00 0.00 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CA9 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.942500 % A2 161581CB7 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.630000 % A3 161581CC5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 3.490000 % A4 161581CD3 393.06992002 393.06992002 1.38884705 394.45876707 0.00000000 A4 4.240000 % R 161581CE1 182.28850632 182.28850632 0.63345257 182.92195889 0.00000000 R 4.170000 % TOTALS 101.34873842 101.34873842 0.35783304 101.70657146 0.00000000 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Amy D Skinner JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St., 9th Floor, Houston, Texas 77002 Tel: (713) 216-3682 Fax: (713) 216-4880 Email: Amy.D.Skinner@chase.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-A November 15 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 44 Due Period Beginning Date 10/01/05 Due Period End Date 10/31/05 Determination Date 11/10/05 Section 5.8(iii) Servicing Fee 170,941.54 Section 5.8(iii) Servicing Fee per $1000 0.08445728 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049407 Section 5.8(vi) Pool Balance at the end of the Collection Period 0.00 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 118,181.79 TOTAL 118,181.79 Section 5.8(viii) Realized Net Losses for Collection Period 107,381.77 Section 5.8(ix) Reserve Account Balance after Disbursement 0.00 Section 5.8(x) Specified Reserve Account Balance 0.00 Section 5.8(xi) Total Distribution Amount 206,278,351.48 Servicing Fee 170,941.54 Administration Fee 1,000.00 Noteholders Distribution Amount 196,598,249.51 Certficateholders Distribution Amount 9,255,851.12 Deposit to Reserve Account 252,309.31 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.