Page 1

Chase Manhattan Auto Owner Trust 2003-A

                         Statement to Certificateholders
                                November 15 2005



        DISTRIBUTION IN DOLLARS
               ORIGINAL          PRIOR                                                                                   CURRENT
               FACE              PRINCIPAL                                                       REALIZED   DEFERRED     PRINCIPAL
CLASS          VALUE             BALANCE           PRINCIPAL         INTEREST       TOTAL        LOSSES     INTEREST     BALANCE
                                                                                              
A1          404,000,000.00               0.00             0.00             0.00            0.00    0.00      0.00               0.00
A2          518,000,000.00               0.00             0.00             0.00            0.00    0.00      0.00               0.00
A3          520,000,000.00     104,759,443.09    31,443,866.62       132,695.29   31,576,561.91    0.00      0.00      73,315,576.47
A4          517,700,000.00     517,700,000.00             0.00       888,718.33      888,718.33    0.00      0.00     517,700,000.00
CERT         50,300,000.00      30,172,217.37     1,524,165.45        51,292.77    1,575,458.22    0.00      0.00      28,648,051.92
TOTALS    2,010,000,000.00     652,631,660.46    32,968,032.07     1,072,706.39   34,040,738.46    0.00      0.00     619,663,628.39




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                 PASS-THROUGH RATES
                             PRIOR                                                            CURRENT                     CURRENT
                             PRINCIPAL                                                        PRINCIPAL      CLASS        PASS THRU
CLASS        CUSIP           FACTOR           PRINCIPAL        INTEREST         TOTAL         FACTOR                      RATE
                                                                                                  
A1           161581CR2       0.00000000       0.00000000       0.00000000     0.00000000      0.00000000     A1           1.200000 %
A2           161581CS0       0.00000000       0.00000000       0.00000000     0.00000000      0.00000000     A2           1.260000 %
A3           161581CT8     201.46046748      60.46897427       0.25518325    60.72415752    140.99149321     A3           1.520000 %
A4           161581CU5   1,000.00000000       0.00000000       1.71666666     1.71666666  1,000.00000000     A4           2.060000 %
CERT         161581CV3     599.84527575      30.30150000       1.01973698    31.32123698    569.54377575     CERT         2.040000 %
TOTALS                     324.69236839      16.40200600       0.53368477    16.93569078    308.29036238


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Amy D Skinner
JPMorgan Chase Bank, N.A. - Structured Finance Services
600 Travis St., 9th Floor,
Houston, Texas 77002
Tel: (713) 216-3682
Fax: (713) 216-4880
Email: Amy.D.Skinner@chase.com

                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 2

Chase Manhattan Auto Owner Trust 2003-A

                                November 15 2005
                         STATEMENT TO CERTIFICATEHOLDERS


                                                                                                                  
                                                                Due Period                                                       29
                                                                Due Period Beginning Date                                  10/01/05
                                                                Due Period End Date                                        10/31/05
                                                                Determination Date                                         11/10/05

Section 5.8(iii)    Servicing Fee                                                                                        543,859.72
Section 5.8(iii)    Servicing Fee per $1000                                                                              0.27057697

Section 5.8(iv)     Administration Fee                                                                                     1,000.00
Section 5.8(iv)     Administration Fee per $1000                                                                         0.00049751

Section 5.8(vi)     Pool Balance at the end of the Collection Period                                                 619,663,632.01

Section 5.8(vii)    Repurchase Amounts for Repurchased Receivable
                    By Seller                                                                                                  0.00
                    By Servicer                                                                                           11,555.42
                    TOTAL                                                                                                 11,555.42

Section 5.8(viii)   Realized Net Losses for Collection Period                                                            163,566.09

Section 5.8(ix)     Reserve Account Balance after Disbursement                                                        15,075,000.00

Section 5.8(x)      Specified Reserve Account Balance                                                                 15,075,000.00

Section 5.8(xi)     Yield Supplement Account Balance                                                                     531,709.41

Section 5.8(xii)    Total Distribution Amount                                                                         35,714,775.26
                    Servicing Fee                                                                                        543,859.72
                    Administration Fee                                                                                     1,000.00
                    Noteholders Distribution Amount                                                                   32,465,280.24
                    Certificateholders Distribution Amount                                                             1,575,458.22
                    Deposit to Reserve Account                                                                         1,129,177.08


                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.