Page 1 Chase Manhattan Auto Owner Trust 2003-A Statement to Certificateholders November 15 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE A1 404,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 518,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 520,000,000.00 104,759,443.09 31,443,866.62 132,695.29 31,576,561.91 0.00 0.00 73,315,576.47 A4 517,700,000.00 517,700,000.00 0.00 888,718.33 888,718.33 0.00 0.00 517,700,000.00 CERT 50,300,000.00 30,172,217.37 1,524,165.45 51,292.77 1,575,458.22 0.00 0.00 28,648,051.92 TOTALS 2,010,000,000.00 652,631,660.46 32,968,032.07 1,072,706.39 34,040,738.46 0.00 0.00 619,663,628.39 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581CR2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.200000 % A2 161581CS0 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 1.260000 % A3 161581CT8 201.46046748 60.46897427 0.25518325 60.72415752 140.99149321 A3 1.520000 % A4 161581CU5 1,000.00000000 0.00000000 1.71666666 1.71666666 1,000.00000000 A4 2.060000 % CERT 161581CV3 599.84527575 30.30150000 1.01973698 31.32123698 569.54377575 CERT 2.040000 % TOTALS 324.69236839 16.40200600 0.53368477 16.93569078 308.29036238 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Amy D Skinner JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St., 9th Floor, Houston, Texas 77002 Tel: (713) 216-3682 Fax: (713) 216-4880 Email: Amy.D.Skinner@chase.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2003-A November 15 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 29 Due Period Beginning Date 10/01/05 Due Period End Date 10/31/05 Determination Date 11/10/05 Section 5.8(iii) Servicing Fee 543,859.72 Section 5.8(iii) Servicing Fee per $1000 0.27057697 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049751 Section 5.8(vi) Pool Balance at the end of the Collection Period 619,663,632.01 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 11,555.42 TOTAL 11,555.42 Section 5.8(viii) Realized Net Losses for Collection Period 163,566.09 Section 5.8(ix) Reserve Account Balance after Disbursement 15,075,000.00 Section 5.8(x) Specified Reserve Account Balance 15,075,000.00 Section 5.8(xi) Yield Supplement Account Balance 531,709.41 Section 5.8(xii) Total Distribution Amount 35,714,775.26 Servicing Fee 543,859.72 Administration Fee 1,000.00 Noteholders Distribution Amount 32,465,280.24 Certificateholders Distribution Amount 1,575,458.22 Deposit to Reserve Account 1,129,177.08 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.