Page 1

Chase Manhattan Auto Owner Trust 2004-A

                         Statement to Certificateholders
                                November 15 2005



        DISTRIBUTION IN DOLLARS
             ORIGINAL         PRIOR                                                                                      CURRENT
             FACE             PRINCIPAL                                                       REALIZED    DEFERRED       PRINCIPAL
CLASS        VALUE            BALANCE          PRINCIPAL       INTEREST         TOTAL         LOSSES      INTEREST       BALANCE
                                                                                              
A1         309,000,000.00             0.00            0.00           0.00            0.00     0.00        0.00                  0.00
A2         378,000,000.00             0.00            0.00           0.00            0.00     0.00        0.00                  0.00
A3         462,000,000.00   379,391,212.35   31,611,071.13     657,611.43   32,268,682.56     0.00        0.00        347,780,141.22
A4         411,000,000.00   411,000,000.00            0.00     969,275.00      969,275.00     0.00        0.00        411,000,000.00
CERT        40,000,000.00    36,214,946.73    1,448,388.14      77,862.14    1,526,250.28     0.00        0.00         34,766,558.59
TOTALS   1,600,000,000.00   826,606,159.08   33,059,459.27   1,704,748.57   34,764,207.84     0.00        0.00        793,546,699.81




    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                                PASS-THROUGH RATES
                          PRIOR                                                            CURRENT                         CURRENT
                          PRINCIPAL                                                        PRINCIPAL       CLASS           PASS THRU
CLASS       CUSIP         FACTOR          PRINCIPAL       INTEREST        TOTAL            FACTOR                          RATE
                                                                                                  
A1         161581DG5       0.00000000     0.00000000     0.00000000     0.00000000          0.00000000      A1            1.080000 %
A2         161581DH3       0.00000000     0.00000000     0.00000000     0.00000000          0.00000000      A2            1.450000 %
A3         161581DJ9     821.19310032    68.42223188     1.42340136    69.84563325        752.77086844      A3            2.080000 %
A4         161581DK6   1,000.00000000     0.00000000     2.35833333     2.35833333      1,000.00000000      A4            2.830000 %
CERT       161581DL4     905.37366825    36.20970350     1.94655350    38.15625700        869.16396475      CERT          2.580000 %
TOTALS                   516.62884943    20.66216204     1.06546786    21.72762990        495.96668738


IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Amy D Skinner
JPMorgan Chase Bank, N.A. - Structured Finance Services
600 Travis St., 9th Floor,
Houston, Texas 77002
Tel: (713) 216-3682
Fax: (713) 216-4880
Email: Amy.D.Skinner@chase.com

                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.



                                                                          Page 2

Chase Manhattan Auto Owner Trust 2004-A

                                November 15 2005
                         STATEMENT TO CERTIFICATEHOLDERS


                                                                                                                  
                                                                Due Period                                                       20
                                                                Due Period Beginning Date                                  10/01/05
                                                                Due Period End Date                                        10/31/05
                                                                Determination Date                                         11/10/05

Section 5.8(iii)    Servicing Fee                                                                                        688,838.47
Section 5.8(iii)    Servicing Fee per $1000                                                                              0.43052404

Section 5.8(iv)     Administration Fee                                                                                     1,000.00
Section 5.8(iv)     Administration Fee per $1000                                                                         0.00062500

Section 5.8(vi)     Pool Balance at the end of the Collection Period                                                 793,546,699.81

Section 5.8(vii)    Repurchase Amounts for Repurchased Receivable
                    By Seller                                                                                                  0.00
                    By Servicer                                                                                           65,751.31
                    TOTAL                                                                                                 65,751.31

Section 5.8(viii)   Realized Net Losses for Collection Period                                                            419,031.03

Section 5.8(ix)     Reserve Account Balance after Disbursement                                                        17,854,800.75

Section 5.8(x)      Specified Reserve Account Balance                                                                 17,854,800.75

Section 5.8(xi)     Yield Supplement Account Balance                                                                   2,719,122.65

Section 5.8(xii)    Total Distribution Amount                                                                         36,561,762.29
                    Servicing Fee                                                                                        688,838.47
                    Administration Fee                                                                                     1,000.00
                    Noteholders Distribution Amount                                                                   33,237,957.56
                    Certficateholders Distribution Amount                                                              1,526,250.28
                    Deposit to Reserve Account                                                                         1,107,715.98


                 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.