Page 1 Chase Manhattan Auto Owner Trust 2004-A Statement to Certificateholders November 15 2005 DISTRIBUTION IN DOLLARS ORIGINAL PRIOR CURRENT FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE A1 309,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 378,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 462,000,000.00 379,391,212.35 31,611,071.13 657,611.43 32,268,682.56 0.00 0.00 347,780,141.22 A4 411,000,000.00 411,000,000.00 0.00 969,275.00 969,275.00 0.00 0.00 411,000,000.00 CERT 40,000,000.00 36,214,946.73 1,448,388.14 77,862.14 1,526,250.28 0.00 0.00 34,766,558.59 TOTALS 1,600,000,000.00 826,606,159.08 33,059,459.27 1,704,748.57 34,764,207.84 0.00 0.00 793,546,699.81 FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES PRIOR CURRENT CURRENT PRINCIPAL PRINCIPAL CLASS PASS THRU CLASS CUSIP FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE A1 161581DG5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.080000 % A2 161581DH3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 1.450000 % A3 161581DJ9 821.19310032 68.42223188 1.42340136 69.84563325 752.77086844 A3 2.080000 % A4 161581DK6 1,000.00000000 0.00000000 2.35833333 2.35833333 1,000.00000000 A4 2.830000 % CERT 161581DL4 905.37366825 36.20970350 1.94655350 38.15625700 869.16396475 CERT 2.580000 % TOTALS 516.62884943 20.66216204 1.06546786 21.72762990 495.96668738 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Amy D Skinner JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St., 9th Floor, Houston, Texas 77002 Tel: (713) 216-3682 Fax: (713) 216-4880 Email: Amy.D.Skinner@chase.com Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2004-A November 15 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 20 Due Period Beginning Date 10/01/05 Due Period End Date 10/31/05 Determination Date 11/10/05 Section 5.8(iii) Servicing Fee 688,838.47 Section 5.8(iii) Servicing Fee per $1000 0.43052404 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00062500 Section 5.8(vi) Pool Balance at the end of the Collection Period 793,546,699.81 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 65,751.31 TOTAL 65,751.31 Section 5.8(viii) Realized Net Losses for Collection Period 419,031.03 Section 5.8(ix) Reserve Account Balance after Disbursement 17,854,800.75 Section 5.8(x) Specified Reserve Account Balance 17,854,800.75 Section 5.8(xi) Yield Supplement Account Balance 2,719,122.65 Section 5.8(xii) Total Distribution Amount 36,561,762.29 Servicing Fee 688,838.47 Administration Fee 1,000.00 Noteholders Distribution Amount 33,237,957.56 Certficateholders Distribution Amount 1,526,250.28 Deposit to Reserve Account 1,107,715.98 Copyright (C) 2001 J.P. Morgan Chase & Co. All rights reserved.