21st Century Holding Company

EXHIBIT 32.2

     CERTIFICATION OF CHIEF FINANCIAL OFFICER PURSUANT TO SECTION 906 OF THE
                               SARBANES-OXLEY ACT

      In connection with Amendment No.1 to the Quarterly  Report on Form 10-Q of
21st Century  Holding  Company for the quarter ended September 30, 2005 as filed
with  the  Securities  and  Exchange  Commission  (the  "Report"),  I,  James G.
Jennings,  III, Chief Financial Officer of 21st Century Holding Company,  hereby
certify  pursuant to 18 U.S.C.  Section 1350, as adopted pursuant to Section 906
of the Sarbanes-Oxley Act of 2002, that:

      (1)   The Report fully complies with the  requirements of Section 13(a) or
            15(d) of the Securities Exchange Act of 1934; and

      (2)   The  information  contained in the Report  fairly  presents,  in all
            material respects, the financial condition and results of operations
            of 21st Century Holding Company.


By: /s/ James G. Jennings, III
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James G. Jennings, III, Chief Financial Officer                 December 9, 2005