Page 1 Chase Manhattan Auto Owner Trust 2002-B Statement to Certificateholders December 15, 2005 ==================================================================================================================================== DISTRIBUTION IN DOLLARS - ------------------------------------------------------------------------------------------------------------------------------------ ORIGINAL BEGINNING ENDING FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE - ------------------------------------------------------------------------------------------------------------------------------------ A1 288,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 335,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A4 345,800,000.00 163,934,510.24 12,390,086.99 575,136.91 12,965,223.90 0.00 0.00 151,544,423.25 CERT 34,200,000.00 7,887,676.21 596,146.56 27,869.79 624,016.35 0.00 0.00 7,291,529.65 - ------------------------------------------------------------------------------------------------------------------------------------ TOTALS 1,368,000,000.00 171,822,186.45 12,986,233.55 603,006.70 13,589,240.25 0.00 0.00 158,835,952.90 ==================================================================================================================================== ==================================================================================================================================== FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES - ------------------------------------------------------------------------------------------------------------------------------------ CURRENT BEGINNING ENDING PASS-THRU CLASS CUSIP PRINCIPAL PRINCIPAL INTEREST TOTAL PRINCIPAL CLASS RATE - ------------------------------------------------------------------------------------------------------------------------------------ A1 161581CL5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.929100 % A2 161581CM3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 2.700000 % A3 161581CN1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 3.580000 % A4 161581CP6 474.07319329 35.83021108 1.66320680 37.49341787 438.24298222 A4 4.210000 % CERT 161581CQ4 230.63380731 17.43118596 0.81490614 18.24609211 213.20262135 CERT 4.240000 % - ------------------------------------------------------------------------------------------------------------------------------------ TOTALS 125.60101349 9.49286078 0.44079437 9.93365515 116.10815270 ==================================================================================================================================== IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Amy D Skinner JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St., 9th Floor, Houston, Texas 77002 Tel: (713) 216-3682 / Fax: (713) 216-4880 Email: Amy.D.Skinner@chase.com Copyright 2005 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2002-B December 15, 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 42 Due Period Beginning Date 11/01/05 Due Period End Date 11/30/05 Determination Date 12/09/05 Section 5.8(iii) Servicing Fee 143,185.16 Section 5.8(iii) Servicing Fee per $1000 0.10466751 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00073099 Section 5.8(vi) Pool Balance at the end of the Collection Period 158,835,952.90 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 69,592.27 TOTAL 69,592.27 Section 5.8(viii) Realized Net Losses for Collection Period 102,375.04 Section 5.8(ix) Reserve Account Balance after Disbursement 10,260,000.00 Section 5.8(x) Specified Reserve Account Balance 10,260,000.00 Section 5.8(xi) Yield Supplement Account Balance 303,399.11 Section 5.8(xii) Total Distribution Amount 13,928,489.96 Servicing Fee 143,185.16 Administration Fee 1,000.00 Noteholders Distribution Amount 12,965,223.90 Certficateholders Distribution Amount 624,016.35 Deposit to Reserve Account 195,064.55 Copyright 2005 J.P.Morgan Chase & Co. All rights reserved.