Page 1

                     Chase Manhattan Auto Owner Trust 2003-A
                         Statement to Certificateholders
                                December 15, 2005



====================================================================================================================================
                                                           DISTRIBUTION IN DOLLARS
- ------------------------------------------------------------------------------------------------------------------------------------
               ORIGINAL         BEGINNING                                                                              ENDING
               FACE             PRINCIPAL                                                      REALIZED    DEFERRED    PRINCIPAL
CLASS          VALUE            BALANCE           PRINCIPAL      INTEREST       TOTAL          LOSSES      INTEREST    BALANCE
- ------------------------------------------------------------------------------------------------------------------------------------
                                                                                             
A1          404,000,000.00             0.00              0.00           0.00             0.00    0.00        0.00              0.00
A2          518,000,000.00             0.00              0.00           0.00             0.00    0.00        0.00              0.00
A3          520,000,000.00    73,315,576.47     30,133,687.82      92,866.40    30,226,554.22    0.00        0.00     43,181,888.65
A4          517,700,000.00   517,700,000.00              0.00     888,718.33       888,718.33    0.00        0.00    517,700,000.00
CERT         50,300,000.00    28,648,051.92      1,460,657.70      48,701.69     1,509,359.39    0.00        0.00     27,187,394.22
- ------------------------------------------------------------------------------------------------------------------------------------
TOTALS    2,010,000,000.00   619,663,628.39     31,594,345.52   1,030,286.42    32,624,631.94    0.00        0.00    588,069,282.87
====================================================================================================================================




====================================================================================================================================
                                  FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                PASS-THROUGH RATES
- ------------------------------------------------------------------------------------------------------------------------------------
                                                                                                                         CURRENT
                           BEGINNING                                                           ENDING                    PASS-THRU
CLASS        CUSIP         PRINCIPAL       PRINCIPAL         INTEREST           TOTAL          PRINCIPAL       CLASS     RATE
- ------------------------------------------------------------------------------------------------------------------------------------
                                                                                                 
A1         161581CR2         0.00000000     0.00000000      0.00000000       0.00000000          0.00000000     A1       1.200000 %
A2         161581CS0         0.00000000     0.00000000      0.00000000       0.00000000          0.00000000     A2       1.260000 %
A3         161581CT8       140.99149321    57.94939965      0.17858923      58.12798888         83.04209356     A3       1.520000 %
A4         161581CU5     1,000.00000000     0.00000000      1.71666666       1.71666666      1,000.00000000     A4       2.060000 %
CERT       161581CV3       569.54377575    29.03892048      0.96822445      30.00714493        540.50485527     CERT     2.040000 %
- ------------------------------------------------------------------------------------------------------------------------------------
TOTALS                     308.29036238    15.71857986      0.51258031      16.23116017        292.57178252
====================================================================================================================================


           IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT,
                 PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW:
                                  Amy D Skinner
             JPMorgan Chase Bank, N.A. - Structured Finance Services
                           600 Travis St., 9th Floor,
                              Houston, Texas 77002
                    Tel: (713) 216-3682 / Fax: (713) 216-4880
                         Email: Amy.D.Skinner@chase.com

                     Copyright 2005 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2

                     Chase Manhattan Auto Owner Trust 2003-A
                                December 15, 2005

                         STATEMENT TO CERTIFICATEHOLDERS


                                                                                                                    
                                           Due Period                                                                            30
                                           Due Period Beginning Date                                                       11/01/05
                                           Due Period End Date                                                             11/30/05
                                           Determination Date                                                              12/09/05

Section 5.8(iii)       Servicing Fee                                                                                     516,386.36
Section 5.8(iii)       Servicing Fee per $1000                                                                           0.25690864

Section 5.8(iv)        Administration Fee                                                                                  1,000.00
Section 5.8(iv)        Administration Fee per $1000                                                                      0.00049751

Section 5.8(vi)        Pool Balance at the end of the Collection Period                                              588,069,286.49

Section 5.8(vii)       Repurchase Amounts for Repurchased Receivable
                       By Seller                                                                                               0.00
                       By Servicer                                                                                        13,022.12
                       TOTAL                                                                                              13,022.12

Section 5.8(viii)      Realized Net Losses for Collection Period                                                          82,112.10

Section 5.8(ix)        Reserve Account Balance after Disbursement                                                     15,075,000.00

Section 5.8(x)         Specified Reserve Account Balance                                                              15,075,000.00

Section 5.8(xi)        Yield Supplement Account Balance                                                                  488,972.69

Section 5.8(xii)       Total Distribution Amount                                                                      34,209,787.70
                       Servicing Fee                                                                                     516,386.36
                       Administration Fee                                                                                  1,000.00
                       Noteholders Distribution Amount                                                                31,115,272.55
                       Certificateholders Distribution Amount                                                          1,509,359.39
                       Deposit to Reserve Account                                                                      1,067,769.40


                      Copyright 2005 J.P.Morgan Chase & Co. All rights reserved.