Page 1 Chase Manhattan Auto Owner Trust 2003-A Statement to Certificateholders December 15, 2005 ==================================================================================================================================== DISTRIBUTION IN DOLLARS - ------------------------------------------------------------------------------------------------------------------------------------ ORIGINAL BEGINNING ENDING FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE - ------------------------------------------------------------------------------------------------------------------------------------ A1 404,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 518,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 520,000,000.00 73,315,576.47 30,133,687.82 92,866.40 30,226,554.22 0.00 0.00 43,181,888.65 A4 517,700,000.00 517,700,000.00 0.00 888,718.33 888,718.33 0.00 0.00 517,700,000.00 CERT 50,300,000.00 28,648,051.92 1,460,657.70 48,701.69 1,509,359.39 0.00 0.00 27,187,394.22 - ------------------------------------------------------------------------------------------------------------------------------------ TOTALS 2,010,000,000.00 619,663,628.39 31,594,345.52 1,030,286.42 32,624,631.94 0.00 0.00 588,069,282.87 ==================================================================================================================================== ==================================================================================================================================== FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES - ------------------------------------------------------------------------------------------------------------------------------------ CURRENT BEGINNING ENDING PASS-THRU CLASS CUSIP PRINCIPAL PRINCIPAL INTEREST TOTAL PRINCIPAL CLASS RATE - ------------------------------------------------------------------------------------------------------------------------------------ A1 161581CR2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.200000 % A2 161581CS0 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 1.260000 % A3 161581CT8 140.99149321 57.94939965 0.17858923 58.12798888 83.04209356 A3 1.520000 % A4 161581CU5 1,000.00000000 0.00000000 1.71666666 1.71666666 1,000.00000000 A4 2.060000 % CERT 161581CV3 569.54377575 29.03892048 0.96822445 30.00714493 540.50485527 CERT 2.040000 % - ------------------------------------------------------------------------------------------------------------------------------------ TOTALS 308.29036238 15.71857986 0.51258031 16.23116017 292.57178252 ==================================================================================================================================== IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Amy D Skinner JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St., 9th Floor, Houston, Texas 77002 Tel: (713) 216-3682 / Fax: (713) 216-4880 Email: Amy.D.Skinner@chase.com Copyright 2005 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2003-A December 15, 2005 STATEMENT TO CERTIFICATEHOLDERS Due Period 30 Due Period Beginning Date 11/01/05 Due Period End Date 11/30/05 Determination Date 12/09/05 Section 5.8(iii) Servicing Fee 516,386.36 Section 5.8(iii) Servicing Fee per $1000 0.25690864 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049751 Section 5.8(vi) Pool Balance at the end of the Collection Period 588,069,286.49 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 13,022.12 TOTAL 13,022.12 Section 5.8(viii) Realized Net Losses for Collection Period 82,112.10 Section 5.8(ix) Reserve Account Balance after Disbursement 15,075,000.00 Section 5.8(x) Specified Reserve Account Balance 15,075,000.00 Section 5.8(xi) Yield Supplement Account Balance 488,972.69 Section 5.8(xii) Total Distribution Amount 34,209,787.70 Servicing Fee 516,386.36 Administration Fee 1,000.00 Noteholders Distribution Amount 31,115,272.55 Certificateholders Distribution Amount 1,509,359.39 Deposit to Reserve Account 1,067,769.40 Copyright 2005 J.P.Morgan Chase & Co. All rights reserved.