UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 15, 2005 CHASE MANHATTAN AUTO OWNER TRUST, SERIES 2004-A (Issuer of securities) CHASE BANK USA, NATIONAL ASSOCIATION ------------------------------------ (Exact name of registrant as specified in its charter) United States 333-109768-02 22-2382028 - ------------------------------ -------------- --------------------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) White Clay Center, Building 200, Newark, DE 19711 - ----------------------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (302) 575-5000 - -------------------------------------------------------------- (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): |_| Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |_| Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |_| Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |_| Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events. Chase Bank USA, National Association is the registrant of the Chase Manhattan Auto Owner Trust, Series 2004-A ("Series 2004-A"), which issued multiple classes of Asset Backed Securities. On or about December 15, 2005, JPMorgan Chase Bank, National Association, as Paying Agent, made the payments to the holders of the Securities of Series 2004-A contemplated by the related Indenture. A copy of the Monthly Statement to Securityholders with respect to such distribution, delivered pursuant to the related Sale and Servicing Agreement, is being filed as an exhibit to this Current Report on Form 8-K. Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits. (c) Exhibits. Exhibit No. Description - ----------- ----------- 99.1 Monthly Reports with respect to the December 15, 2005 distribution. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CHASE BANK USA, NATIONAL ASSOCIATION, as Servicer By: /s/ Patricia M. Garvey ----------------------------- Name: Patricia M. Garvey Title: Vice President Date: December 16, 2005 INDEX TO EXHIBITS Exhibit No. Description - ----------- ----------- 99.1 Monthly Reports with respect to the distribution to Securityholders on December 15, 2005.