Page 1 Chase Manhattan Auto Owner Trust 2003-A Statement to Certificateholders January 17, 2006 - ------------------------------------------------------------------------------------------------------------------------------------ DISTRIBUTION IN DOLLARS - ------------------------------------------------------------------------------------------------------------------------------------ ORIGINAL BEGINNING ENDING FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE A1 404,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 518,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 520,000,000.00 43,181,888.65 28,586,785.77 54,697.06 28,641,482.83 0.00 0.00 14,595,102.88 A4 517,700,000.00 517,700,000.00 0.00 888,718.33 888,718.33 0.00 0.00 517,700,000.00 CERT 50,300,000.00 27,187,394.22 1,385,675.36 46,218.57 1,431,893.93 0.00 0.00 25,801,718.86 - ------------------------------------------------------------------------------------------------------------------------------------ TOTALS 2,010,000,000.00 588,069,282.87 29,972,461.13 989,633.96 30,962,095.09 0.00 0.00 558,096,821.74 - ------------------------------------------------------------------------------------------------------------------------------------ FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES - ------------------------------------------------------------------------------------------------------------------------------------ CURRENT BEGINNING ENDING PASS-THRU CLASS CUSIP PRINCIPAL PRINCIPAL INTEREST TOTAL PRINCIPAL CLASS RATE A1 161581CR2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.200000 % A2 161581CS0 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 1.260000 % A3 161581CT8 83.04209356 54.97458802 0.10518665 55.07977467 28.06750554 A3 1.520000 % A4 161581CU5 1,000.00000000 0.00000000 1.71666666 1.71666666 1,000.00000000 A4 2.060000 % CERT 161581CV3 540.50485527 27.54821789 0.91885825 28.46707614 512.95663738 CERT 2.040000 % - ------------------------------------------------------------------------------------------------------------------------------------ TOTALS 292.57178252 14.91167220 0.49235520 15.40402741 277.66011032 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Amy D Skinner JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St., 9th Floor, Houston, Texas 77002 Tel: (713) 216-3682 / Fax: (713) 216-4880 Email: Amy.D.Skinner@chase.com Copyright 2005 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2003-A January 17, 2006 STATEMENT TO CERTIFICATEHOLDERS Due Period 31 Due Period Beginning Date 12/01/05 Due Period End Date 12/31/05 Determination Date 01/10/06 Section 5.8(iii) Servicing Fee 490,057.74 Section 5.8(iii) Servicing Fee per $1000 0.24380982 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049751 Section 5.8(vi) Pool Balance at the end of the Collection Period 558,096,825.36 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 13,848.04 TOTAL 13,848.04 Section 5.8(viii) Realized Net Losses for Collection Period 151,126.89 Section 5.8(ix) Reserve Account Balance after Disbursement 15,075,000.00 Section 5.8(x) Specified Reserve Account Balance 15,075,000.00 Section 5.8(xi) Yield Supplement Account Balance 450,738.48 Section 5.8(xii) Total Distribution Amount 32,392,272.05 Servicing Fee 490,057.74 Administration Fee 1,000.00 Noteholders Distribution Amount 29,530,201.16 Certificateholders Distribution Amount 1,431,893.93 Deposit to Reserve Account 939,119.22 Copyright 2005 J.P.Morgan Chase & Co. All rights reserved.