Page 1

                     Chase Manhattan Auto Owner Trust 2003-A
                         Statement to Certificateholders
                                January 17, 2006



- ------------------------------------------------------------------------------------------------------------------------------------
                                                         DISTRIBUTION IN DOLLARS
- ------------------------------------------------------------------------------------------------------------------------------------
               ORIGINAL           BEGINNING                                                                             ENDING
               FACE               PRINCIPAL                                                      REALIZED   DEFERRED    PRINCIPAL
CLASS          VALUE              BALANCE           PRINCIPAL        INTEREST       TOTAL        LOSSES     INTEREST    BALANCE
                                                                                              
A1          404,000,000.00                0.00             0.00           0.00            0.00   0.00       0.00               0.00
A2          518,000,000.00                0.00             0.00           0.00            0.00   0.00       0.00               0.00
A3          520,000,000.00       43,181,888.65    28,586,785.77      54,697.06   28,641,482.83   0.00       0.00      14,595,102.88
A4          517,700,000.00      517,700,000.00             0.00     888,718.33      888,718.33   0.00       0.00     517,700,000.00
CERT         50,300,000.00       27,187,394.22     1,385,675.36      46,218.57    1,431,893.93   0.00       0.00      25,801,718.86
- ------------------------------------------------------------------------------------------------------------------------------------
TOTALS    2,010,000,000.00      588,069,282.87    29,972,461.13     989,633.96   30,962,095.09   0.00       0.00     558,096,821.74


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                                   FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                               PASS-THROUGH RATES
- ------------------------------------------------------------------------------------------------------------------------------------
                                                                                                                          CURRENT
                            BEGINNING                                                           ENDING                    PASS-THRU
CLASS        CUSIP          PRINCIPAL        PRINCIPAL        INTEREST          TOTAL           PRINCIPAL      CLASS      RATE
                                                                                                  
A1         161581CR2          0.00000000     0.00000000      0.00000000       0.00000000          0.00000000   A1         1.200000 %
A2         161581CS0          0.00000000     0.00000000      0.00000000       0.00000000          0.00000000   A2         1.260000 %
A3         161581CT8         83.04209356    54.97458802      0.10518665      55.07977467         28.06750554   A3         1.520000 %
A4         161581CU5      1,000.00000000     0.00000000      1.71666666       1.71666666      1,000.00000000   A4         2.060000 %
CERT       161581CV3        540.50485527    27.54821789      0.91885825      28.46707614        512.95663738   CERT       2.040000 %
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TOTALS                      292.57178252    14.91167220      0.49235520      15.40402741        277.66011032


          IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT,
                 PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW:
                                  Amy D Skinner
             JPMorgan Chase Bank, N.A. - Structured Finance Services
                           600 Travis St., 9th Floor,
                              Houston, Texas 77002
                    Tel: (713) 216-3682 / Fax: (713) 216-4880
                         Email: Amy.D.Skinner@chase.com

                     Copyright 2005 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2

                     Chase Manhattan Auto Owner Trust 2003-A
                                January 17, 2006

                         STATEMENT TO CERTIFICATEHOLDERS


                                                                                                                 
                                           Due Period                                                                            31
                                           Due Period Beginning Date                                                       12/01/05
                                           Due Period End Date                                                             12/31/05
                                           Determination Date                                                              01/10/06

Section 5.8(iii)       Servicing Fee                                                                                     490,057.74
Section 5.8(iii)       Servicing Fee per $1000                                                                           0.24380982

Section 5.8(iv)        Administration Fee                                                                                  1,000.00
Section 5.8(iv)        Administration Fee per $1000                                                                      0.00049751

Section 5.8(vi)        Pool Balance at the end of the Collection Period                                              558,096,825.36

Section 5.8(vii)       Repurchase Amounts for Repurchased Receivable
                       By Seller                                                                                               0.00
                       By Servicer                                                                                        13,848.04
                       TOTAL                                                                                              13,848.04

Section 5.8(viii)      Realized Net Losses for Collection Period                                                         151,126.89

Section 5.8(ix)        Reserve Account Balance after Disbursement                                                     15,075,000.00

Section 5.8(x)         Specified Reserve Account Balance                                                              15,075,000.00

Section 5.8(xi)        Yield Supplement Account Balance                                                                  450,738.48

Section 5.8(xii)       Total Distribution Amount                                                                      32,392,272.05
                       Servicing Fee                                                                                     490,057.74
                       Administration Fee                                                                                  1,000.00
                       Noteholders Distribution Amount                                                                29,530,201.16
                       Certificateholders Distribution Amount                                                          1,431,893.93
                       Deposit to Reserve Account                                                                        939,119.22


                      Copyright 2005 J.P.Morgan Chase & Co. All rights reserved.