Page 1

                     Chase Manhattan Auto Owner Trust 2004-A
                         Statement to Certificateholders
                                January 17, 2006



- ------------------------------------------------------------------------------------------------------------------------------------
                                                         DISTRIBUTION IN DOLLARS
- ------------------------------------------------------------------------------------------------------------------------------------
               ORIGINAL           BEGINNING                                                                             ENDING
               FACE               PRINCIPAL                                                      REALIZED   DEFERRED    PRINCIPAL
CLASS          VALUE              BALANCE           PRINCIPAL        INTEREST       TOTAL        LOSSES     INTEREST    BALANCE
                                                                                              
A1          309,000,000.00                0.00             0.00             0.00          0.00   0.00       0.00                0.00
A2          378,000,000.00                0.00             0.00             0.00          0.00   0.00       0.00                0.00
A3          462,000,000.00      316,910,749.14    28,715,557.73       549,311.97 29,264,869.70   0.00       0.00      288,195,191.41
A4          411,000,000.00      411,000,000.00             0.00       969,275.00    969,275.00   0.00       0.00      411,000,000.00
CERT         40,000,000.00       33,352,153.45     1,315,718.57        71,707.13  1,387,425.70   0.00       0.00       32,036,434.88
- ------------------------------------------------------------------------------------------------------------------------------------
TOTALS    1,600,000,000.00      761,262,902.59    30,031,276.30     1,590,294.10 31,621,570.40   0.00       0.00      731,231,626.29


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                                   FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                               PASS-THROUGH RATES
- ------------------------------------------------------------------------------------------------------------------------------------
                                                                                                                          CURRENT
                            BEGINNING                                                           ENDING                    PASS-THRU
CLASS        CUSIP          PRINCIPAL        PRINCIPAL        INTEREST          TOTAL           PRINCIPAL      CLASS      RATE
                                                                                                  
A1         161581DG5          0.00000000     0.00000000      0.00000000       0.00000000          0.00000000   A1         1.080000 %
A2         161581DH3          0.00000000     0.00000000      0.00000000       0.00000000          0.00000000   A2         1.450000 %
A3         161581DJ9        685.95400247    62.15488686      1.18898695      63.34387381        623.79911561   A3         2.080000 %
A4         161581DK6      1,000.00000000     0.00000000      2.35833333       2.35833333      1,000.00000000   A4         2.830000 %
CERT       161581DL4        833.80383625    32.89296425      1.79267825      34.68564250        800.91087200   CERT       2.580000 %
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TOTALS                      475.78931412    18.76954769      0.99393381      19.76348150        457.01976643


          IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT,
                 PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW:
                                  Amy D Skinner
             JPMorgan Chase Bank, N.A. - Structured Finance Services
                           600 Travis St., 9th Floor,
                              Houston, Texas 77002
                    Tel: (713) 216-3682 / Fax: (713) 216-4880
                         Email: Amy.D.Skinner@chase.com

                     Copyright 2005 J.P. Morgan Chase & Co. All rights reserved.


                                                                          Page 2

                     Chase Manhattan Auto Owner Trust 2004-A
                                January 17, 2006

                         STATEMENT TO CERTIFICATEHOLDERS


                                                                                                                  
                                           Due Period                                                                            22
                                           Due Period Beginning Date                                                       12/01/05
                                           Due Period End Date                                                             12/31/05
                                           Determination Date                                                              01/10/06

Section 5.8(iii)       Servicing Fee                                                                                     634,385.75
Section 5.8(iii)       Servicing Fee per $1000                                                                           0.39649109

Section 5.8(iv)        Administration Fee                                                                                  1,000.00
Section 5.8(iv)        Administration Fee per $1000                                                                      0.00062500

Section 5.8(vi)        Pool Balance at the end of the Collection Period                                              731,231,626.29

Section 5.8(vii)       Repurchase Amounts for Repurchased Receivable
                       By Seller                                                                                               0.00
                       By Servicer                                                                                        34,636.04
                       TOTAL                                                                                              34,636.04

Section 5.8(viii)      Realized Net Losses for Collection Period                                                         217,585.28

Section 5.8(ix)        Reserve Account Balance after Disbursement                                                     16,452,711.59

Section 5.8(x)         Specified Reserve Account Balance                                                              16,452,711.59

Section 5.8(xi)        Yield Supplement Account Balance                                                                2,400,826.80

Section 5.8(xii)       Total Distribution Amount                                                                      33,324,661.98
                       Servicing Fee                                                                                     634,385.75
                       Administration Fee                                                                                  1,000.00
                       Noteholders Distribution Amount                                                                30,234,144.70
                       Certficateholders Distribution Amount                                                           1,387,425.70
                       Deposit to Reserve Account                                                                      1,067,705.83


                      Copyright 2005 J.P.Morgan Chase & Co. All rights reserved.