Page 1 Chase Manhattan Auto Owner Trust 2004-A Statement to Certificateholders January 17, 2006 - ------------------------------------------------------------------------------------------------------------------------------------ DISTRIBUTION IN DOLLARS - ------------------------------------------------------------------------------------------------------------------------------------ ORIGINAL BEGINNING ENDING FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE A1 309,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 378,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 462,000,000.00 316,910,749.14 28,715,557.73 549,311.97 29,264,869.70 0.00 0.00 288,195,191.41 A4 411,000,000.00 411,000,000.00 0.00 969,275.00 969,275.00 0.00 0.00 411,000,000.00 CERT 40,000,000.00 33,352,153.45 1,315,718.57 71,707.13 1,387,425.70 0.00 0.00 32,036,434.88 - ------------------------------------------------------------------------------------------------------------------------------------ TOTALS 1,600,000,000.00 761,262,902.59 30,031,276.30 1,590,294.10 31,621,570.40 0.00 0.00 731,231,626.29 - ------------------------------------------------------------------------------------------------------------------------------------ FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES - ------------------------------------------------------------------------------------------------------------------------------------ CURRENT BEGINNING ENDING PASS-THRU CLASS CUSIP PRINCIPAL PRINCIPAL INTEREST TOTAL PRINCIPAL CLASS RATE A1 161581DG5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.080000 % A2 161581DH3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 1.450000 % A3 161581DJ9 685.95400247 62.15488686 1.18898695 63.34387381 623.79911561 A3 2.080000 % A4 161581DK6 1,000.00000000 0.00000000 2.35833333 2.35833333 1,000.00000000 A4 2.830000 % CERT 161581DL4 833.80383625 32.89296425 1.79267825 34.68564250 800.91087200 CERT 2.580000 % - ------------------------------------------------------------------------------------------------------------------------------------ TOTALS 475.78931412 18.76954769 0.99393381 19.76348150 457.01976643 IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Amy D Skinner JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St., 9th Floor, Houston, Texas 77002 Tel: (713) 216-3682 / Fax: (713) 216-4880 Email: Amy.D.Skinner@chase.com Copyright 2005 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2004-A January 17, 2006 STATEMENT TO CERTIFICATEHOLDERS Due Period 22 Due Period Beginning Date 12/01/05 Due Period End Date 12/31/05 Determination Date 01/10/06 Section 5.8(iii) Servicing Fee 634,385.75 Section 5.8(iii) Servicing Fee per $1000 0.39649109 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00062500 Section 5.8(vi) Pool Balance at the end of the Collection Period 731,231,626.29 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 34,636.04 TOTAL 34,636.04 Section 5.8(viii) Realized Net Losses for Collection Period 217,585.28 Section 5.8(ix) Reserve Account Balance after Disbursement 16,452,711.59 Section 5.8(x) Specified Reserve Account Balance 16,452,711.59 Section 5.8(xi) Yield Supplement Account Balance 2,400,826.80 Section 5.8(xii) Total Distribution Amount 33,324,661.98 Servicing Fee 634,385.75 Administration Fee 1,000.00 Noteholders Distribution Amount 30,234,144.70 Certficateholders Distribution Amount 1,387,425.70 Deposit to Reserve Account 1,067,705.83 Copyright 2005 J.P.Morgan Chase & Co. All rights reserved.