Page 1 Chase Manhattan Auto Owner Trust 2003-A Statement to Certificateholders February 15, 2006 - ------------------------------------------------------------------------------------------------------------------------------------ DISTRIBUTION IN DOLLARS - ------------------------------------------------------------------------------------------------------------------------------------ ORIGINAL BEGINNING ENDING FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE - ------------------------------------------------------------------------------------------------------------------------------------ A1 404,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 518,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 520,000,000.00 14,595,102.88 14,595,102.88 18,487.13 14,613,590.01 0.00 0.00 0.00 A4 517,700,000.00 517,700,000.00 14,967,712.20 888,718.33 15,856,430.53 0.00 0.00 502,732,287.80 CERT 50,300,000.00 25,801,718.86 1,432,986.02 43,862.92 1,476,848.94 0.00 0.00 24,368,732.84 - ------------------------------------------------------------------------------------------------------------------------------------ TOTALS 2,010,000,000.00 558,096,821.74 30,995,801.10 951,068.38 31,946,869.48 0.00 0.00 527,101,020.64 - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES - ------------------------------------------------------------------------------------------------------------------------------------ CURRENT BEGINNING ENDING PASS-THRU CLASS CUSIP PRINCIPAL PRINCIPAL INTEREST TOTAL PRINCIPAL CLASS RATE - ------------------------------------------------------------------------------------------------------------------------------------ A1 161581CR2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.200000 % A2 161581CS0 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 1.260000 % A3 161581CT8 28.06750554 28.06750554 0.03555217 28.10305771 0.00000000 A3 1.520000 % A4 161581CU5 1,000.00000000 28.91194167 1.71666666 30.62860833 971.08805833 A4 2.060000 % CERT 161581CV3 512.95663738 28.48878767 0.87202624 29.36081392 484.46784970 CERT 2.040000 % - ------------------------------------------------------------------------------------------------------------------------------------ TOTALS 277.66011032 15.42079657 0.47316835 15.89396492 262.23931375 - ------------------------------------------------------------------------------------------------------------------------------------ IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Amy D Skinner JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St., 9th Floor, Houston, Texas 77002 Tel: (713) 216-3682 / Fax: (713) 216-4880 Email: Amy.D.Skinner@chase.com Copyright 2005 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2003-A February 15, 2006 STATEMENT TO CERTIFICATEHOLDERS Due Period 32 Due Period Beginning Date 01/01/06 Due Period End Date 01/31/06 Determination Date 02/10/06 Section 5.8(iii) Servicing Fee 465,080.68 Section 5.8(iii) Servicing Fee per $1000 0.23138342 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00049751 Section 5.8(vi) Pool Balance at the end of the Collection Period 527,101,024.26 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 39,536.91 TOTAL 39,536.91 Section 5.8(viii) Realized Net Losses for Collection Period 156,184.21 Section 5.8(ix) Reserve Account Balance after Disbursement 15,075,000.00 Section 5.8(x) Specified Reserve Account Balance 15,075,000.00 Section 5.8(xi) Yield Supplement Account Balance 413,228.58 Section 5.8(xii) Total Distribution Amount 33,453,747.95 Servicing Fee 465,080.68 Administration Fee 1,000.00 Noteholders Distribution Amount 30,470,020.54 Certificateholders Distribution Amount 1,476,848.94 Deposit to Reserve Account 1,040,797.79 Copyright 2005 J.P.Morgan Chase & Co. All rights reserved.