Page 1 Chase Manhattan Auto Owner Trust 2004-A Statement to Certificateholders February 15, 2006 - ------------------------------------------------------------------------------------------------------------------------------------ DISTRIBUTION IN DOLLARS - ------------------------------------------------------------------------------------------------------------------------------------ ORIGINAL BEGINNING ENDING FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE - ------------------------------------------------------------------------------------------------------------------------------------ A1 309,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A2 378,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 A3 462,000,000.00 288,195,191.41 30,896,993.31 499,538.33 31,396,531.64 0.00 0.00 257,298,198.10 A4 411,000,000.00 411,000,000.00 0.00 969,275.00 969,275.00 0.00 0.00 411,000,000.00 CERT 40,000,000.00 32,036,434.88 1,415,669.80 68,878.33 1,484,548.13 0.00 0.00 30,620,765.08 - ------------------------------------------------------------------------------------------------------------------------------------ TOTALS 1,600,000,000.00 731,231,626.29 32,312,663.11 1,537,691.66 33,850,354.77 0.00 0.00 698,918,963.18 - ------------------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------------------ FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES - ------------------------------------------------------------------------------------------------------------------------------------ CURRENT BEGINNING ENDING PASS-THRU CLASS CUSIP PRINCIPAL PRINCIPAL INTEREST TOTAL PRINCIPAL CLASS RATE - ------------------------------------------------------------------------------------------------------------------------------------ A1 161581DG5 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 1.080000 % A2 161581DH3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 1.450000 % A3 161581DJ9 623.79911561 66.87660890 1.08125180 67.95786069 556.92250671 A3 2.080000 % A4 161581DK6 1,000.00000000 0.00000000 2.35833333 2.35833333 1,000.00000000 A4 2.830000 % CERT 161581DL4 800.91087200 35.39174500 1.72195825 37.11370325 765.51912700 CERT 2.580000 % - ------------------------------------------------------------------------------------------------------------------------------------ TOTALS 457.01976643 20.19541444 0.96105729 21.15647173 436.82435199 - ------------------------------------------------------------------------------------------------------------------------------------ IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW: Amy D Skinner JPMorgan Chase Bank, N.A. - Structured Finance Services 600 Travis St., 9th Floor, Houston, Texas 77002 Tel: (713) 216-3682 / Fax: (713) 216-4880 Email: Amy.D.Skinner@chase.com Copyright 2005 J.P. Morgan Chase & Co. All rights reserved. Page 2 Chase Manhattan Auto Owner Trust 2004-A February 15, 2006 STATEMENT TO CERTIFICATEHOLDERS Due Period 23 Due Period Beginning Date 01/01/06 Due Period End Date 01/31/06 Determination Date 02/10/06 Section 5.8(iii) Servicing Fee 609,359.69 Section 5.8(iii) Servicing Fee per $1000 0.38084981 Section 5.8(iv) Administration Fee 1,000.00 Section 5.8(iv) Administration Fee per $1000 0.00062500 Section 5.8(vi) Pool Balance at the end of the Collection Period 698,918,963.18 Section 5.8(vii) Repurchase Amounts for Repurchased Receivable By Seller 0.00 By Servicer 66,485.94 TOTAL 66,485.94 Section 5.8(viii) Realized Net Losses for Collection Period 322,638.05 Section 5.8(ix) Reserve Account Balance after Disbursement 15,725,676.67 Section 5.8(x) Specified Reserve Account Balance 15,725,676.67 Section 5.8(xi) Yield Supplement Account Balance 2,239,571.92 Section 5.8(xii) Total Distribution Amount 35,633,269.50 Servicing Fee 609,359.69 Administration Fee 1,000.00 Noteholders Distribution Amount 32,365,806.64 Certficateholders Distribution Amount 1,484,548.13 Deposit to Reserve Account 1,172,555.04 Copyright 2005 J.P.Morgan Chase & Co. All rights reserved.