UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

 Date of Report (Date of earliest event reported)   October 24, 2007
                                                 -------------------------------

                           JACKSONVILLE BANCORP, INC.
 -------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)

            Florida                  001-14853              59-3472981
 -------------------------------------------------------------------------------
  (State or other jurisdiction      (Commission          (I.R.S. Employer
       of incorporation)           File Number)         Identification No.)

          100 North Laura Street, Suite 1000, Jacksonville, FL          32202
 -------------------------------------------------------------------------------
              (Address of principal executive offices)                 Zip Code)

 Registrant's telephone number, including area code      904-421-3040
                                                    ----------------------------

 -------------------------------------------------------------------------------
          (Former name or former address, if changed sincelast report.)

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

|_| Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)

|_| Soliciting  material  pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)

|_| Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))

|_| Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))

Item 2.02   RESULTS OF OPERATIONS AND FINANCIAL CONDITION

            On October 24, 2007,  Jacksonville Bancorp, Inc. announced via press
            release its third quarter 2007 earnings. A copy of the press release
            is attached as Exhibit 99.1.

Item 9.01   FINANCIAL STATEMENTS AND EXHIBITS

(c)         Exhibits

99.1        Press release dated as of October 24, 2007



                                   SIGNATURES

              Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.

                                                JACKSONVILLE BANCORP, INC.
                                                (Registrant)

Date:         October 24, 2007                  /s/ Valerie A. Kendall
                                                --------------------------------
                                                Valerie A. Kendall
                                                Executive Vice President
                                                & Chief Financial Officer