EXHIBIT 11 COMPUTATION OF EARNINGS PER COMMON SHARE The details of computation of earnings per common share are disclosed in the Consolidated Statements of Income and Note 15 of the Notes to Consolidated Financial Statements for the Periods of Nine Months Ended September 30, 2002 and 2001 (unaudited) and the Year Ended December 31, 2001 (audited), contained in the Quarterly Report on Form 10-Q of registrant for the quarter Ended September 30, 2002.