Exhibit 16.1 April 2, 2002 Securities and Exchange Commission 450 Fifth Street, N.W. Washington, D.C. 20549 Commissioners: We have read the statements made by Emclaire Financial Corp. (copy attached), which we understand will be filed with the Commission, pursuant to Item 4 of Form 8-K, as part of the Company's Form 8-K/A report dated April 2, 2002. We agree with the statements concerning our Firm contained in such Form 8-K/A. Very truly yours, /s/ S.R. Snodgrass, A.C. S.R. Snodgrass, A.C. cc: Emclaire Financial Corp.