SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 20, 2003 SUPERIOR FINANCIAL CORP. (Exact name of registrant as specified in its charter) Delaware 0-25239 51-0379417 (State of Incorporation) (Commission File No.) (IRS Employer I.D. No.) 16101 LaGrande Drive, Suite 103 Little Rock, Arkansas 72223 (Address of Principal Executive Office) (Zip code) Registrant's telephone number, including area code: 501-324-7282 Item 9. Regulation FD Disclosure The Registrant hereby furnishes on the attached Exhibit 99.1, as Regulation F-D Disclosure, its announcement to investors of the Board of Directors' decision to declare a quarterly cash dividend of $0.125 per share. Exhibit No. Document Description 99.1 Press Release Announcing Quarterly Cash Dividend 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. SUPERIOR FINANCIAL CORP. ------------------------ (Registrant) Date: March 20, 2003 /s/ Robert A. Kuehl -------------------------------------- Robert A. Kuehl Chief Financial Officer 3