Exhibit 99.1


             Columbia Bancorp Declares Quarterly Dividend

    THE DALLES, Ore.--(BUSINESS WIRE)--March 25, 2003--Columbia
Bancorp (Nasdaq:CBBO) Board of Directors has approved payment of a
$.08 per share quarterly dividend. The dividend is payable May 1,
2003, to shareholders of record April 15, 2003.
    Columbia Bancorp (www.columbiabancorp.com) is the financial
holding company for Columbia River Bank, which operates 17 branches
located in The Dalles (2), Hood River, Bend (3), Madras, Redmond,
Pendleton, Hermiston, McMinnville (3), Canby and Newberg, Oregon, and
in Goldendale and White Salmon, Washington. In addition to its
community banking services, Columbia River Bank also provides
mortgage-lending services through its Columbia River Bank Mortgage
Group and brokerage services through its affiliations with CRB
Financial Services.


    CONTACT: Columbia Bancorp
             Roger Christensen, 541/298-6633
             rchristensen@columbiabancorp.com