EXHIBIT 99

         Temecula Valley Bank Appoints Ronald E. Bradley as Senior Vice
                   President, SBA Business Development Officer

    TEMECULA, Calif.--(BUSINESS WIRE)--Dec. 8, 2003--Temecula Valley Bank
(OTCBB:TMCV) announced that Ronald E. Bradley has joined the bank as Senior Vice
President, SBA Business Development Officer. With more than thirty years of
distinguished management experience, Bradley will be responsible for originating
SBA loans from the bank's headquarters in Temecula, and he will also service
areas throughout the Inland Empire. "Ron Bradley is an outstanding addition to
our management team and SBA lending department," said Stephen H. Wacknitz,
President and CEO. "Ron's contributions will enable the bank to grow the SBA
division and continue to give us an opportunity to provide superior service to
business customers in the Temecula Valley and surrounding counties," Wacknitz
said.
    Prior to joining Temecula Valley Bank, Bradley was a corporate development
consultant for five years, and he served as City Manager for the City of
Temecula for five years. Bradley currently serves as Chairman, for the Temecula
Valley Chamber of Commerce Board of Directors and as Vice President for the
Murrieta-Temecula Group.

    Temecula Valley Bank was established in 1996 and operates full service
offices in Temecula, Murrieta, Fallbrook, Escondido and El Cajon. Temecula
Valley Bancorp was established in June 2002 and operates as a one-bank holding
company for Temecula Valley Bank. As a Preferred Lender (PLP) since 1998, the
locally owned and operated bank also has SBA loan production offices in Sherman
Oaks, CA, Fresno CA, Chico, CA, Anaheim Hills, CA, Bellevue, WA, Gurnee, IL,
Avon, OH, Bradenton, FL, Tampa/St. Petersburg, FL, Coral Springs, FL,
Jacksonville, FL, and Atlanta, GA. The Bancorp's common stock is traded over the
counter with the stock symbol TMCV.OB and the bank's Internet Web site can be
reached at www.temvalbank.com.


    CONTACT: Temecula Valley Bank
             Stephen H. Wacknitz, 909-694-9940
             President/CEO