SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of Earliest Event Reported): December 13, 2003 Affinity Technology Group, Inc. (Exact name of registrant as specified in its charter) Delaware 57-0991269 0-28152 (State or other jurisdiction of (I.R.S. Employer (Commission incorporation or organization) Identification No.) File Number) Affinity Technology Group, Inc. 1053 B Sparkleberry Lane Extension Columbia, SC 29223 (Address of principal executive offices) (Zip code) (803) 758-2511 (Registrant's telephone number, including area code) Item 5. Other Events On December 13, 2003 Affinity Technology Group, Inc. resolved its pending litigation against Citibank, N.A. The lawsuit arose out of a contract between Affinity and Citibank with regard to the development of an automobile loan processing system. Specific terms with respect to the agreement were not disclosed because of confidentiality provisions contained in the agreement. Affinity believes the resolution of this dispute will give it additional resources to dedicate to its 2004 business activities. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. Affinity Technology Group, Inc. By: /s/ Joseph A. Boyle ------------------- Joseph A. Boyle Chairman, President, Chief Executive Officer and Chief Financial Officer (principal executive and financial officer) Date: December 15, 2003 2