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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

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                                    FORM 8-K

                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934



                                 Date of Report:
                        (Date of earliest event reported)

                                December 24, 2003

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                                  CONN'S, INC.
               (Exact name of registrant as specified in charter)


                                    Delaware
         (State or other Jurisdiction of Incorporation or Organization)


          000-50421                                   06-1672840
  (Commission File Number)                   (IRS Employer Identification No.)

                               3295 College Street
                              Beaumont, Texas 77701
                         (Address of Principal Executive
                              Offices and zip code)

                                 (409) 832-1696
              (Registrant's telephone number, including area code)


                                       N/A
          (Former Name or Former Address, if Changed Since Last Report)

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Item 5.  Other Events and Required FD Disclosure.

     On December 24, 2003,  the Company  issued a press release  announcing  the
underwriters'  exercise of an  over-allotment  option to purchase an  additional
622,500 shares of the Company's  common stock at $14.00 per share. The full text
of the press  release  is set  forth in  Exhibit  99.1  attached  hereto  and is
incorporated in this report as if fully set forth herein.

Item 7.  Exhibits.

     Exhibit 99.1 Press Release, dated December 24, 2003.

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                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                                         CONN'S, INC.


Date:  December 24, 2003                 By:  /s/ C. William Frank
                                              -----------------------------
                                              C. William Frank
                                              Executive Vice President and
                                              Chief Financial Officer

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                                  EXHIBIT INDEX
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Exhibit No.               Description
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99.1                      Press Release, dated December 24, 2003

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