UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
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Date of Report (Date of earliest event reported): January 29, 2004
CCBT FINANCIAL COMPANIES, INC.
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(Exact name of registrant as specified in charter)
Massachusetts 000-25381 04-3437708
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(State or other jurisdiction (Commission file number) (IRS employer
of incorporation) identification no.)
495 Station Avenue, South Yarmouth, Massachusetts 02664
(Address of principal executive offices) (Zip code)
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(508) 394-1300
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(Registrant's telephone number, including area code)
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits
(c) Exhibits
Exhibit 99.1 Press Release dated January 29, 2004.
Item 12. Results Of Operations And Financial Condition.
On January 29, 2004, CCBT Financial Companies, Inc., the bank holding
company for Cape Cod Bank and Trust Company, N.A., issued a press release
announcing its 2003 fourth quarter results. The press release, attached as
Exhibit 99.1, is incorporated by reference herein.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
CCBT FINANCIAL COMPANIES, INC.
Date: January 29, 2004 /s/ Phillip W. Wong
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Phillip W. Wong
Executive Vice President and
Chief Financial Officer
Exhibit Index
99.1 Press release, dated January 29, 2004