SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 April 13, 2004 -------------- Date of Report (Date of earliest event reported) CKF Bancorp, Inc. ----------------- (Exact name of registrant as specified in its charter) Delaware 0-25180 61-1267810 -------- ------- ----------- (State of Incorporation) (Commission File No.) (IRS Employer I.D. No.) 340 West Main Street, Danville, Kentucky 40422 ---------------------------------------- ----------- (Address of Principal Executive Office) (Zip code) Registrant's telephone number, including area code: 859-236-4181 ------------ Item 9. Regulation FD Disclosure The Registrant hereby furnishes as Regulation F-D Disclosure its press release regarding earnings for the three months ended March 31, 2004 Exhibit No. Document Description 1 CKF Bancorp, Inc. announces earnings for the three months ended March 31, 2004 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CKF Bancorp, Inc. ---------------- (Registrant) Date: April 13, 2003 /s/ John H. Stigall ---------------------------------------------- John H Stigall, President and Chief Executive Officer (Duly Authorized Officer) 3