Exhibit 99

         Temecula Valley Bancorp Announces Board Decision to
              Seek Listing on the NASDAQ National Market

    TEMECULA, Calif.--(BUSINESS WIRE)--April 30, 2004--Temecula Valley
Bancorp (OTCBB:TMCV) announced today that the Company's board of
directors resolved to apply for a NASDAQ national market listing in
the immediate future. The Company's shares are currently quoted on the
Over-the-Counter Bulletin Board.
    "The anticipated move to NASDAQ national market is based upon a
number of strategic reasons and it is a natural step in the Company's
evolution," said Stephen H. Wacknitz, the Company's President/CEO and
chairman of the board. "This is a very exciting time for the Company
if you look at the successful growth and performance of the Company
over the seven years of operations. We believe this new listing will
heighten the Company's visibility, bring a broader institutional and
retail investor base and increase the Company's access to capital
markets for continued growth and expansion."
    Temecula Valley Bank was established in 1996 and operates full
service offices in Temecula, Murrieta, Fallbrook, Escondido and El
Cajon. Temecula Valley Bancorp was established in June 2002 and
operates as a one-bank holding company for Temecula Valley Bank. As a
Preferred Lender (PLP) since 1998, the locally owned and operated bank
also has SBA loan production offices in Sherman Oaks, Calif.; Fresno,
Calif.; Chico, Calif.; Anaheim Hills, Calif.; Bellevue, Wash.; Gurnee,
Ill.; Westlake, Ohio; Tampa/St. Petersburg, Fla.; Coral Springs, Fla.;
Jacksonville, Fla.; and Atlanta.
    For more information, visit the Company's Web site at
www.temvalbank.com. The Company's SEC filings are available to the
public through the SEC's Web site at www.sec.gov.

    Forward-Looking Statements

    Statements concerning future performance, developments or events,
expectations for growth and income forecasts, and any other guidance
on future periods, constitute forward-looking statements that are
subject to a number of risks and uncertainties. Actual results may
differ materially from stated expectations. Specific factors include,
but are not limited to, loan production, balance sheet management,
expanded net interest margin, the ability to control costs and
expenses, interest rate changes and financial policies of the United
States government (including the Small Business Administration), and
general economic conditions. Additional information on these and other
factors that could affect financial results are included in the
Company's SEC filings. The Company disclaims any obligation to update
any such factors or to publicly announce the results of any revisions
to any forward-looking statements contained herein to reflect future
events or developments.

    CONTACT: Temecula Valley Bank
             Stephen H. Wacknitz, 909-694-9940