Exhibit 32


                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


     In connection with the Quarterly Report of Affinity Technology Group, Inc.
(the "Company") on Form 10-Q for the period ending March 31, 2004, as filed with
the Securities and Exchange Commission on the date hereof (the "Report"), I,
Joseph A. Boyle, President, Chief Executive Officer and Chief Financial Officer
of the Company, certify, pursuant to 18 U.S.C. ss. 1350, as adopted pursuant to
ss. 906 of the Sarbanes-Oxley Act of 2002, that, to my knowledge:

          1.   The Report fully complies with the requirements of Section 13(a)
               or 15(d) of the Securities Exchange Act of 1934; and

          2.   The information contained in the Report fairly presents, in all
               material respects, the financial condition and results of
               operations of the Company.



/s/ Joseph A. Boyle
- -------------------
Joseph A. Boyle
President, Chief Executive Officer
 and Chief Financial Officer

May 17, 2004


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