UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
                         Pursuant to Section 13 OR 15(d)
                     of the Securities Exchange Act of 1934

         Date of Report (date of earliest event reported): July 26, 2004


                             EVERGREENBANCORP, INC.
             (Exact name of registrant as specified in its charter)

       Washington                        000-32915               91-2097262
- ---------------------------          ------------------       -----------------
(State or other jurisdiction       (Commission File No.)      (I.R.S. Employer
     of incorporation)                                       Identification No.)


               301 Eastlake Avenue East, Seattle, Washington 98109
               (Address of Principal Executive Offices) (Zip Code)

                                  206/628-4250
              (Registrant's telephone number, including area code)



ITEM 5.  OTHER EVENTS.

On July 26, 2004, EvergreenBancorp, Inc. issued a press release announcing a
quarterly cash dividend payable on August 20, 2004 to shareholders of record on
August 10, 2004. The entire text of that press release is filed as an Exhibit to
this Current Report on Form 8-K and is incorporated by reference.


ITEM 7.  FINANCIAL STATEMENTS AND EXHIBITS.

(c) The following exhibit is filed as part of this Form 8-K.

                  Exhibit No.               Description
                  ------------------------------------------------------------

                  99.1                      Press release, dated July 26, 2004




                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                             EVERGREENBANCORP, INC.

Dated:   July 26, 2004
                             By:  /s/ William G. Filer II
                                  -------------------------------------
                                  William G. Filer II
                                  Senior Vice President &
                                  Chief Financial Officer


                                  EXHIBIT INDEX


Exhibit No.                         Exhibit
- ----------------------------------------------------------------------

99.1                                Press Release, dated July 26, 2004