SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
___________________________
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of July 27, 2004
earliest event reported) -----------------------------------
QUAKER CITY BANCORP, INC.
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(Exact name of registrant as specified in charter)
Delaware 0-22528 95-444421
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(State or other jurisdiction (Commission (IRS employer identification no.)
of incorporation) file number)
7021 Greenleaf Avenue, Whittier, California 90602
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(Address of principal executive offices) (Zip code)
Registrant's telephone number, (562) 907-2200
including area code ------------------------------
Not applicable
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(Former name or former address, if changed since last report)
Item 9. Regulation FD Disclosure*
The following information and the exhibit relating thereto are furnished
pursuant to Item 9 of this Current Report on Form 8-K. On July 27, 2004, Quaker
City Bancorp, Inc. issued a press release regarding its results of operations
for the fourth quarter and fiscal year ended June 30, 2004. A copy of the press
release is attached hereto as Exhibit 99.1.
Item 12. Results of Operations and Financial Condition*
The following information and the exhibit relating thereto are furnished
pursuant to Item 12 of this Current Report on Form 8-K. On July 27, 2004, Quaker
City Bancorp, Inc. issued a press release regarding its results of operations
for the fourth quarter and fiscal year ended June 30, 2004. A copy of the press
release is attached hereto as Exhibit 99.1.
* The information furnished under Item 9 and Item 12 of this Current Report on
Form 8-K, including Exhibit 99.1, shall not be deemed to be "filed" for the
purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or
otherwise subject to the liabilities of that section.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
QUAKER CITY BANCORP, INC.
Date: July 27, 2004 By: /s/ Frederic R. (Rick) McGill
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Name: Frederic R. (Rick) McGill
Title: President and Chief Executive
Officer
EXHIBIT INDEX
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Exhibit No. Description
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99.1 Press Release of Quaker City Bancorp, Inc. dated July 27, 2004