UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) October 18, 2004
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WORLD ACCEPTANCE CORPORATION
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(Exact name of registrant as specified in its charter)
South Carolina 0-19599 57-0425114
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(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
108 Frederick Street, Greenville, South Carolina 29607
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (864) 298-9800
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n/a
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(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION; AND
ITEM 7.01 REGULATION FD DISCLOSURE.
On October 18, 2004, World Acceptance Corporation ("WRLD") issued a press
release announcing financial information for its second fiscal quarter ended
September 30, 2004. The press release is attached as Exhibit 99.1 to this Form
8-K and is furnished to, but not filed with, the Commission.
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS.
(c) Exhibits.
Exhibit Number Description of Exhibit
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99.1 Press release issued October 18, 2004
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
WORLD ACCEPTANCE CORPORATION
(Registrant)
Date: October 18, 2004
By: /s/ A. Alexander McLean, III
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A. Alexander McLean, III
Executive Vice President and
Chief Financial Officer
EXHIBIT INDEX
Exhibit Description
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99.1 Press Release dated October 18, 2004