UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                                    FORM 8-K
                                 CURRENT REPORT
     Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported) November 5, 2004
                                                         ----------------

                                OHIO LEGACY CORP
                                ----------------
             (Exact name of registrant as specified in its charter)

             OHIO                   000-31673             34-1903890
             ----                   ---------             ----------
 (State or other jurisdiction      (Commission           (IRS Employer
       of incorporation)           File Number)       Identification No.)

       305 West Liberty Street, Wooster, Ohio                    44691
       --------------------------------------                    -----
      (Address of principal executive offices)                 (Zip Code)


        Registrant's telephone number, including area code (330) 263-1955
                                                            -------------

                                       N/A
                                       ---
          (Former name or former address, if changed since last report)




Check the  appropriate  box below if the Form 8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[  ]     Written communications pursuant to Rule 425 under the Securities Act
         (17 CFR 230.425)

[  ]     Soliciting material pursuant to Rule 14a-12 under the Exchange Act
         (17 CFR 240.14a-12)

[  ]     Pre-commencement communications pursuant to Rule 14d-2(b) under the
         Exchange Act (17 CFR 240.14d-2(b))

[  ]     Pre-commencement communications pursuant to Rule 13e-4(c) under the
         Exchange Act (17 CFR 240.13e-4(c))



Item 2.02 Results of Operations and Financial Condition.

On November 5, 2004, the Registrant issued a press release, a copy of which
is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

Any  statement  in the  attached  press  release that is not a statement of
historical fact may be deemed to be a forward-looking  statement, which involves
known and unknown  risks,  uncertainties  and other  factors which may cause the
Company's  actual  results,  performance  or  achievements  to be materially and
significantly  different from any future  results,  performance or  achievements
expressed or implied by such forward-looking statements.

The  information in this Current Report is being furnished and shall not be
deemed "filed" for the purpose of Section 18 of the  Securities  Exchange Act of
1934, as amended,  or otherwise subject to the liabilities of that Section.  The
information in this Current Report shall not be  incorporated  by reference into
any registration  statement or other document  pursuant to the Securities Act of
1933, as amended.

Item 9.01 Financial Statements and Exhibits.

  (c) Exhibits.

               Exhibit
               Number               Description
               ------               -----------

                99.1                Press release dated November 5, 2004


                                   SIGNATURES

Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


                                    OHIO LEGACY CORP
                                    ----------------
                                    (Registrant)

Date:    November 5,  2004
         -----------------          /s/ ERIC S. NADEAU
                                    -------------------------------------
                                    Eric S. Nadeau
                                    Chief Financial Officer and Treasurer